By
Updated:
The American Express Credit Cards have earned high marks thanks to their stellar rewards and perks. Amex offers a card for almost every type of spender, including credit cards for beginners, casual travelers, road warriors and always-on-the-go business travelers. Whether you’re looking for global airport lounge access, generous cash back in specific categories or premium access to events, Amex has a card to fit your needs.
Credofly’s experts have compiled an in-depth list of the best American Express Credit Cards, including several that don’t have an annual fee, based on our personal experiences. Check out the picks below to see how they stack up against each other and choose which is right for you.
American Express Platinum Travel Card
The premium lifestyle card
American Express Platinum Travel Credit Card
Travel and Rewards
Travel Rewards
Rs. 3500
Rs. 5000
Coming Soon!
Coming Soon!
Coming Soon!
Coming Soon!
Coming Soon!
Coming Soon!
As the name suggests, it is a premium travel credit card by American Express Credit Cards. This card earns you 1 Membership Rewards Point for every Rs. 50 you spend using the card and comes with a plethora of benefits including (limited) complimentary domestic airport lounge access, Priority Pass membership, discount on movie tickets, and dining benefits. Since it is a travel card, you get a Taj Stay voucher (worth Rs. 10,000) as a special travel benefit on spending Rs. 4 lacs in the card’s membership year.
American Express Membership Rewards Credit Card
The premium lifestyle card
American Express Membership Rewards Credit Card
Travel and Rewards
Travel Rewards
Rs. 1000
Rs. 1500
Coming Soon!
Coming Soon!
Coming Soon!
Coming Soon!
Coming Soon!
Coming Soon!
It is a mid-level card by AmEx and offers you a decent reward rate. As a welcome gift of 4,000 Membership Rewards points; you earn 1 Membership Rewards Point per Rs. 50 spent using the card. Also get many milestone benefits and other benefits like zero liability protection, fuel surcharge waiver, etc.
American Express Gold Charge Card
The premium lifestyle card
American Express Gold Charge Card
Travel and Rewards
GIft Vouchers | Travel
Rs. 4500
Rs. 4500
Coming Soon!
Coming Soon!
Coming Soon!
Coming Soon!
Coming Soon!
Coming Soon!
It is another Charge card offered by American Express. This card gives the choice to choose between the annual and the monthly membership plan. The membership fee of the Gold Card is Rs. 4,500 per annum. The reward points benefits that you get with this card are as follows-
- 1 Membership Rewards Point for every Rs. 50 spent with the card.
- No Membership Reward Points are earned on insurance premium payments and cash transactions.
- You also earn 1 Membership Rewards Points for every Rs. 50 spent on utilities and fuel. The Membership Rewards Points earned on utilities and fuel are capped at 10,000 and 5,000 Points, respectively.
- You earn 5X Membership Rewards Points on every purchase through the Rewards Multiplier portal.
Apart from these benefits, you get many other premium privileges, including travel, movie and dining, with the American Express Gold Charge Card.
American Express Platinum Reserve Credit Card
The premium lifestyle card
American Express Platinum Reserve Credit Card
Travel and Rewards
Travel Rewards
Rs. 5000
Rs. 10000
Coming Soon!
Coming Soon!
Coming Soon!
Coming Soon!
Coming Soon!
Coming Soon!
The Platinum Reserve card is also a premium offering by AmEx. The membership fee of this card is Rs. 10,000 per annum (joining fee of Rs. 5,000) and it comes with a welcome gift of 11,000 Bonus Membership Rewards Points. The card earns you a flat 1 Membership Rewards Point on every Rs. 50 spent with the card (excluding for fuel purchases and spends on utilities, insurance, and EMI transactions). Apart from the Membership Rewards Points, you get a plethora of other premium benefits including a 24×7 concierge service, golf privileges, complimentary domestic and international lounge access, personal air accident cover worth Rs. 1 crore, etc.
American Express Platinum Charge Card
The super premium lifestyle card
American Express Platinum Charge Card
Travel and Rewards
Lifestyle | Travel
Rs. 60000
Rs. 60000
Coming Soon!
Coming Soon!
Coming Soon!
Coming Soon!
Coming Soon!
Coming Soon!
AmEx Platinum credit card is the most premium card by AmEx. It is a Charge card, therefore there is no preset credit limit. The card comes with a hefty annual membership fee of Rs. 60,000 and earns you-
- 1 Membership Rewards Point per Rs. 40 you spend with the card.
- 3X Membership Rewards Points for transactions made internationally.
- 5X Membership RPs on transactions made on the Rewards Multiplier portal.
Being a premium card, it offers a plethora of travel, movie, dining, and insurance benefits, including unlimited access to domestic and international airport lounges, discounts on movie tickets and at partner restaurants, and personal air accident cover worth Rs. 5 crores.
American Express Smart Earn Credit Card
The Basic Amex Credit Card
American Express® SmartEarn™ Credit Card
Cashback
Cashback
Rs. 500
Rs. 500
Coming Soon!
Coming Soon!
Coming Soon!
Coming Soon!
Coming Soon!
Coming Soon!
The SmartEarn card is an entry-level shopping credit card by AmEx. It comes with a nominal annual fee of Rs. 495 per annum, and you get Rs. 500 cashback as a Welcome Benefit on eligible spends of Rs. 10,000 in the first 90 days of the card membership.
American Express Credit Cards are eligible for people with income greater than 6 lakhs
Apply for your best-suited American Express Credit Card by clicking this link - Apply