A cashback credit card is a type of credit card that offers cashback on purchases. This means you earn a percentage of the amount you spend back in cash or credit. These cards are ideal for people who want to earn rewards from everyday spending.
Cash-back credit cards offer a percentage of cash back on purchases that can be used for credits, gift cards, or other rewards. Some cards offer higher cash-back rates based on purchase type.
Here are some of the top cashback credit cards available in India:
Tata Neu Infinity HDFC Bank Credit Card
Out of the two co-branded credit cards by HDFC Bank and Tata Neu, the Infinity is the premium variant with a Rs. 1499 annual fee and offers a welcome bonus of 1499 Neu Coins. Also, the card offers exclusive privileges across various categories like complimentary lounge access, cashback as NeuCoins on your spending, travel insurance, and much more.
Tata Neu Plus HDFC Bank Credit Card
The Neu Plus credit card is great for loyal customers of both HDFC Bank and Tata brands. It offers 2% value back as Neu Coins and 499 Neu Coins as a welcome benefit. As an introductory offer, you get bonus Neu Coins on the Tata Neu app along with other privileges like complimentary lounge access, fuel surcharge waiver, zero liability protection, annual fee waiver, etc.
Conclusion:
Cashback credit cards are an excellent way to earn rewards on everyday spending. They can help you save money and provide additional benefits like discounts, offers, and convenience. Choose a card that aligns with your spending habits and offers the best rewards for your lifestyle. Be mindful of the annual fees, interest rates, and the card’s reward structure to ensure it’s the best option.