At Credofly, we know that choosing the best credit cards for your wallet can be tough since there are tons of options on the market. To simplify this process, our team has done the heavy lifting for you, compiling a current list of our top picks of the best credit cards available.
Our curated selection features cards with premium rewards, elevated cash-back offers, impressive welcome bonuses and more. Whether you’re new to the world of credit card rewards or a seasoned traveler who’s an expert at racking up points and miles, our comprehensive guide to the best credit cards is here to help.
Check out our hand-picked, top-tier options that cater to nearly every lifestyle and match your unique preferences.
Entry-Level Credit Cards
Best lifetime free credit card in India
Amazon Pay ICICI Credit Card
Cashback
Online Shopping and Bill Payments
Rs. Free + GST
Rs. Free + GST
Coming soon!
Coming soon!
Coming soon!
Coming soon!
Best Cashback Credit Card for Online Spends
SBI Cashback Credit Card
Cashback
Online Shopping
Rs. 999 + GST
Rs. 999 + GST
- Reversal of Renewal Fee on annual spends of Rs.2 Lakh
- 1% Fuel Surcharge Waiver across all petrol pumps in India*
No nonsense 5% cashback on most of the online shopping needs
- Reversal of Renewal Fee on annual spends of Rs.2 Lakh
- 1% Fuel Surcharge Waiver across all petrol pumps in India*
No nonsense 5% cashback on most of the online shopping needs
Unlock Endless Rewards with Tata Neu Infinity Card.
Tata Neu Infinity HDFC Bank Credit Card
Travel and Rewards
Everything
Rs. 1499 + GST
Rs. 1499 + GST
- 1-year complimentary Club Marriott membership.
- 12,500 Reward Points as an introductory benefit.
- Unlimited access to airport lounges across the globe for both primary as well as add-on cardholders.
- Get 5 Reward Points on every Rs. 150 spent (except fuel transactions) with your HDFC Bank Infinia Card.
- 24×7 global concierge service.
- Unlimited golf games at leading golf destinations in India and abroad.
- Low foreign currency markup of 2%.
- Dining benefits with the Good Food Trail program.
- 1+1 complimentary buffet on weekends at participating ITC hotels.
- 2+1 complimentary night stay at participating ITC hotels.
- Spend-based waiver annual membership fee.
- Get a 1% fuel surcharge waived at all fuel stations.
- Metallic Card
- Complimentary nights & buffet at participating
- ITC Hotels complimentary Club Marriott membership for first-year
- Unlimited airport lounge access across the globe for Primary and Add-on members
- 5 Reward Points for every ₹ 150 spent
- 1-year complimentary Club Marriott membership.
- 12,500 Reward Points as an introductory benefit.
- Unlimited access to airport lounges across the globe for both primary as well as add-on cardholders.
- Get 5 Reward Points on every Rs. 150 spent (except fuel transactions) with your HDFC Bank Infinia Card.
- 24×7 global concierge service.
- Unlimited golf games at leading golf destinations in India and abroad.
- Low foreign currency markup of 2%.
- Dining benefits with the Good Food Trail program.
- 1+1 complimentary buffet on weekends at participating ITC hotels.
- 2+1 complimentary night stay at participating ITC hotels.
- Spend-based waiver annual membership fee.
- Get a 1% fuel surcharge waived at all fuel stations.
- Metallic Card
- Complimentary nights & buffet at participating
- ITC Hotels complimentary Club Marriott membership for first-year
- Unlimited airport lounge access across the globe for Primary and Add-on members
- 5 Reward Points for every ₹ 150 spent
The premium lifestyle card
American Express Membership Rewards Credit Card
Travel and Rewards
Travel Rewards
Rs. 1000 + GST
Rs. 1500 + GST
Coming Soon!
Coming Soon!
Coming Soon!
Coming Soon!
2% cashback card
Axis Ace Credit Card
Cashback
Offline shopping
Rs. 500 + GST
Rs. 500 + GST
Our editors are still brewing the best content for you!
Our editors are still brewing the best content for you!
Our editors are still brewing the best content for you!
Our editors are still brewing the best content for you!
Premium Credit Cards
Basic Lifetime Free Credit Card
IDFC First Wealth Credit Card
Travel and Rewards
Shopping | Travel
Rs. 0 + GST
Rs. 0 + GST
Coming Soon!
Coming Soon!
Coming Soon!
Coming Soon!
Best Flight & Hotel Booking Card
Axis Bank Vistara Infinite Credit Card
Travel and Rewards
Travel
Rs. 5000 + GST
Rs. 5000 + GST
Our editors are still brewing the best content for you!
Our editors are still brewing the best content for you!
Our editors are still brewing the best content for you!
Our editors are still brewing the best content for you!
The premium lifestyle card
American Express Gold Charge Card
Travel and Rewards
GIft Vouchers | Travel
Rs. 4500 + GST
Rs. 4500 + GST
Coming Soon!
Coming Soon!
Coming Soon!
Coming Soon!
Best Flight & Hotel Booking Card
Axis Atlas Credit Card
Travel and Rewards
Travel
Rs. 5000 + GST
Rs. 5000 + GST
Our editors are still brewing the best content for you!
Our editors are still brewing the best content for you!
Our editors are still brewing the best content for you!
Our editors are still brewing the best content for you!
Super Premium Credit Cards
Experience Luxury, Elevate Your Lifestyle with HDFC Infinia.
HDFC Bank Infinia Credit Card Metal Edition
Travel and Rewards
Everything
Rs. 12500 + GST
Rs. 12500 + GST
- 1-year complimentary Club Marriott membership.
- 12,500 Reward Points as an introductory benefit.
- Unlimited access to airport lounges across the globe for both primary as well as add-on cardholders.
- Get 5 Reward Points on every Rs. 150 spent (except fuel transactions) with your HDFC Bank Infinia Card.
- 24×7 global concierge service.
- Unlimited golf games at leading golf destinations in India and abroad.
- Low foreign currency markup of 2%.
- Dining benefits with the Good Food Trail program.
- 1+1 complimentary buffet on weekends at participating ITC hotels.
- 2+1 complimentary night stay at participating ITC hotels.
- Spend-based waiver annual membership fee.
- Get a 1% fuel surcharge waived at all fuel stations.
- Metallic Card
- Complimentary nights & buffet at participating
- ITC Hotels complimentary Club Marriott membership for first-year
- Unlimited airport lounge access across the globe for Primary and Add-on members
- 5 Reward Points for every ₹ 150 spent
- 1-year complimentary Club Marriott membership.
- 12,500 Reward Points as an introductory benefit.
- Unlimited access to airport lounges across the globe for both primary as well as add-on cardholders.
- Get 5 Reward Points on every Rs. 150 spent (except fuel transactions) with your HDFC Bank Infinia Card.
- 24×7 global concierge service.
- Unlimited golf games at leading golf destinations in India and abroad.
- Low foreign currency markup of 2%.
- Dining benefits with the Good Food Trail program.
- 1+1 complimentary buffet on weekends at participating ITC hotels.
- 2+1 complimentary night stay at participating ITC hotels.
- Spend-based waiver annual membership fee.
- Get a 1% fuel surcharge waived at all fuel stations.
- Metallic Card
- Complimentary nights & buffet at participating
- ITC Hotels complimentary Club Marriott membership for first-year
- Unlimited airport lounge access across the globe for Primary and Add-on members
- 5 Reward Points for every ₹ 150 spent
Standard Chartered Ultimate Credit Card
Rewards
Shopping
Rs. 0 + GST
Rs. 0 + GST
Coming soon!
Coming soon!
Coming soon!
Coming soon!