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A good credit card can unlock a world of exploration, perks, and more. Whether you’re looking to expand your portfolio or just seeking guidance on which card to open first, Credofly can help you. See below cards across different categories, banks and popularity.

Best of Credit Cards

Best Credit Cards

Cashback Credit Cards

Travel Credit Cards

Fuel Credit Cards

Top Credit Card Issuers



SBI Cards

Axis Bank

American Express


AU Bank

Kotak Bank

RBL Bank

Indusind Bank

BOB Cards


Credit Card online Apply for Best Credit Cards From HDFC Bank ✓ ICICI Bank ✓ Citibank ✓ SBI Bank ✓ AXIS Bank ✓ HSBC Bank ✓ INDUSIND ✓ KOTAK ✓ RBL ✓ SCB ✓ AU ✓ YES Bank ✓. Card Types Shopping Cards, Fuel Cards, Travel Cards, Cashback Cards, Lifestyle Cards. Choose from over 100+ credit cards suitable for your credit score. Get high approval chances. No/minimum annual and joining fees. Rewards on groceries, dining, fuel, movies.

What Is A Credit Card?

A credit card is a financial instrument that has a pre-loaded balance that the cardholder can use to make transactions and pay for them later. The card issuer will let you pay off the balance fully, interest-free, for up to 50 days from the date of payment. To avoid any fines, the cardholder can pay the minimum amount due (which can be anywhere between 5% to 10% on the total amount owed). The balance, however, will be carried forward to the next month, and interest set by the credit card company will be levied.

How does A Credit Cards work?

A credit card gives you more time to pay for your purchases. Every time you purchase on your credit card, you are in effect borrowing that money from the credit card issuer until you pay it back at the end of the month. Here are some things to know before you get your own credit card

  1. Credit card companies give credit cards to individuals who have a consistent income
  2. If you have a good credit score, you can get a credit card easily
  3. You can obtain a credit card against your fixed deposit.
  4. As a credit card holder, you will be allocated a credit limit, which will be 3 to 5 times of your net monthly salary. This will vary across different banks.
  5. Although a credit card is provided by popular banks, the payment gateway is facilitated by Visa, MasterCard and RuPay. However, these payment facilitators cannot set other terms and conditions on the card. Features such as minimum due amount, interest rate, reward points, etc., are fixed by credit card issuers.
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