Axis Bank Rewards Credit Card

Axis Bank

Axis Bank Rewards Credit Card

Card Type
Rewards

Best Suited For

Joining Fee
₹1,000 + GST

Annual Fee
₹1,000 + GST

Card Details

The Axis Bank Rewards Credit Card is an easy-to-own, beginner-friendly credit card offering straightforward rewards on every spend. You earn 2 EDGE Points for every ₹125 spent and enjoy access to Axis Bank’s huge rewards catalog. This card suits anyone looking for simple rewards with low maintenance.

Available Networks: Visa

Reward Details

2 EDGE Reward Points per ₹125 on all eligible spends
No reward multipliers on specific categories
1 EDGE RP = ₹0.20 to ₹0.25 approx. (varies by redemption)
Redeem points on the Axis EDGE Rewards portal

Best Suited For

You will get high Reward Points as compared to other credit cards

Earn 2 EDGE Reward Points per ₹125 spent. Points are redeemable for shopping, vouchers, and travel via Axis EDGE platform.

Milestone Details

None

Reward Redemptions

Redeem points at edgerewards.axisbank.com
Options include electronics, travel, gift vouchers, and donations
Typical redemption value: ₹0.20–₹0.25 per point

Excluded Spend Categories

You wont get any Reward Points for following spend types

Pros of Axis Bank Rewards Credit Card

😊

Flat 2 EDGE Points per ₹125 on all spends

😊

Access to wide Axis EDGE Rewards catalog

😊

Easy to apply, great second card or beginner card

Cons of Axis Bank Rewards Credit Card

⚠️

No milestone, travel, or dining benefits

⚠️

Reward rate is lower than Axis Flipkart or Airtel

⚠️

No joining bonus or annual fee waiver

Why We Like It

No complicated categories, no high spend milestones. This card just gives flat points on every ₹125 you spend. Great for students, first-job professionals, and low-maintenance users.

Application Process

Apply in 2 minutes via Credofly:

👉 Apply Now via Credofly

Complete the short form, submit PAN and Aadhaar, and get the card delivered in 5–7 working days.

Card Eligibility

Age 18+
Indian resident
Entry-level income acceptable
Axis Bank customer not mandatory
Basic KYC required

Conclusion

Axis Rewards is a “no-confusion” card. If you want to build credit or start collecting points without worrying about joining fees or tracking spend categories, this is a solid start. No frills, but good value — especially if you’re already an Axis Bank user. It’s not a travel or luxury card, but it’s perfect for everyday purchases.