Best Bill Payments Credit Cards of July 2025



Best cashback card for Airtel services, utility bills & food delivery apps
5.0

Axis Bank Airtel Credit Card

Joining Fee
Rs. ₹500 + GST + GST
Annual Fee
Rs. ₹500 + GST + GST
The premium lifestyle card
5.0

American Express Gold Charge Card

Joining Fee
Rs. 4500 + GST
Annual Fee
Rs. 4500 + GST
Travel in Style. Reward in Style.
4.5

American Express Platinum Travel Credit Card

Joining Fee
Rs. 5000 + GST
Annual Fee
Rs. 5000 + GST
India’s most rewarding card for bill payments and food delivery.
5.0

Axis Bank ACE Credit Card

Joining Fee
Rs. ₹499 + GST + GST
Annual Fee
Rs. ₹499 + GST + GST
Your lifetime-free gateway to Visa Signature lifestyle and rewards.
5.0

Canara Bank Visa Signature Credit Card

Joining Fee
Rs. ₹0 + GST + GST
Annual Fee
Rs. ₹0 + GST + GST
India's most elite metal card - infinite privileges, infinite experiences.
5.0

HDFC Bank Infinia Credit Card Metal Edition

Joining Fee
Rs. ₹12,500 + GST + GST
Annual Fee
Rs. ₹12,500 + GST + GST
Experience premium travel & lifestyle with HSBC Premier Credit Card
5.0

HSBC Premier MasterCard Credit Card

Joining Fee
Rs. ₹12,000 + GST + GST
Annual Fee
Rs. ₹20,000 + GST + GST

HSBC RuPay Cashback Credit Card

Joining Fee
Rs. Rs 499 + GST + GST
Annual Fee
Rs. Rs 499 + GST + GST

HSBC RuPay Platinum Credit Card

Joining Fee
Rs. Rs 0 + GST + GST
Annual Fee
Rs. Rs 0 + GST + GST
Enjoy premium lifestyle rewards with zero annual fees

IDFC First Select Credit Card

Joining Fee
Rs. 0 + GST
Annual Fee
Rs. 0 + GST
Simple, smart, and rewarding — cashback on every swipe.
2.0

Standard Chartered Smart Credit Card

Joining Fee
Rs. ₹499 + GST + GST
Annual Fee
Rs. ₹499 + GST + GST
Up to 7% NeuCoins on Tata brands + Domestic lounge access
5.0

Tata Neu Plus HDFC Bank Credit Card

Joining Fee
Rs. ₹499 + GST + GST
Annual Fee
Rs. ₹499 + GST + GST



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