Flipkart Axis Credit Card
Maximize your online shopping with up to 7.5% cashback on Myntra and 5% on Flipkart and Cleartrip.
Network: Visa | Type: Cashback and First | Reward: Cashback
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Fees & Charges
- Joining Fee: ₹500 + GST
- Annual Fee: ₹500 + GST
- Waiver: Waived on ₹3,50,000 annual spend (excluding rent and wallet loads)
- Foreign Markup: 3.5% + GST
- Fuel Surcharge: 1% waiver on transactions between ₹400 and ₹4,000; maximum waiver of ₹400 per statement cycle
- Redemption Fee: None
- Late Payment Fee: ₹400–₹1,300
- Interest Rate: 3.6% per month (~43.2% APR)
- Cash Advance: 2.5% or ₹500 minimum
Credofly Review
The Axis Bank Flipkart Credit Card stands out for its generous cashback offerings on major online platforms. The recent enhancements, including increased cashback on Myntra and the introduction of caps on Flipkart and Cleartrip, make it a compelling choice for online shoppers. However, the removal of airport lounge access may be a drawback for frequent travelers.
Rewards & Earnings
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Myntra: 7.5% cashback (₹4,000 cap per statement quarter)
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Flipkart & Cleartrip: 5% cashback each (₹4,000 cap per statement quarter)
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Preferred Partners: 4% cashback (no cap)
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Other Eligible Spends: 1% cashback (no cap)
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Cashback is auto-credited 3 days before the statement date
Cashback is automatically credited to your Axis Bank Flipkart Credit Card account 3 days before the statement date .
Benefits
- Welcome:
₹250 Flipkart voucher upon first transaction within 30 days (applicable for paid cards only)
- Milestone:
Annual fee waived on annual spends exceeding ₹3,50,000 (excluding rent and wallet load transactions)
- Renewal:
Annual fee waived on annual spends exceeding ₹3,50,000 (excluding rent and wallet load transactions)
- Lifestyle:
Why We Like It
Offers some of the highest cashback rates for online shopping, especially for frequent shoppers on Myntra, Flipkart, and Cleartrip.
Pros & Cons
✅ Pros
7.5% cashback on Myntra (₹4,000 cap per quarter)5% cashback on Flipkart and Cleartrip (₹4,000 cap each per quarter)
4% cashback on preferred partners with no cap
❌ Cons
No airport lounge access
Cashback not applicable on fuel, rent, wallet loads, etc.
Cashback caps on Flipkart, Myntra, and Cleartrip may limit benefits for high spenders
Eligibility & Application
Eligibility:
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Age: 21–60 years
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Income: ₹25,000+/month
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CIBIL Score: 700+ preferred
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Indian resident
How to Apply:
Apply online instantly:
👉 Click here to apply for Axis Bank Flipkart Credit Card
Submit PAN, Aadhaar, and income proof. Instant approval possible. Physical card delivered in 5–7 days.
FAQs
Is the cashback auto-credited?
Yes, cashback is credited to your card account 3 days before the statement date .
What is the welcome benefit?
₹250 Flipkart voucher upon first transaction within 30 days (applicable for paid cards only) .
Are there any caps on cashback?
Yes, ₹4,000 per statement quarter for Myntra, Flipkart, and Cleartrip each. No cap on preferred partners and other eligible spends
Is airport lounge access available?
No, complimentary domestic airport lounge access has been discontinued effective June 20, 2025 .
Which transactions are excluded from cashback?
Fuel, wallet loads, rent, EMI transactions, education, government services, insurance, gold & jewellery, financial institutions, cash advances, and repayments are excluded .
User Reviews
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