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Flipkart Axis Credit Card

Axis Bank credit card

Flipkart Axis Credit Card

Maximize your online shopping with up to 7.5% cashback on Myntra and 5% on Flipkart and Cleartrip.

VisaCashback and FirstCashback
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Credofly overview

Is Flipkart Axis Credit Card right for you?

A top-tier cashback card for online shoppers, offering substantial rewards on Myntra, Flipkart, and Cleartrip, with additional benefits on various preferred partners.

Best forOnline Shopping
Annual fee₹500 + GST
WaiverWaived on ₹3,50,000 annual spend (excluding rent and wallet loads)
Forex markup3.5% + GST

7.5% cashback on Myntra (capped at ₹4,000 per statement quarter), 5% cashback on Flipkart and Cleartrip (each capped at ₹4,000 per statement quarter), 4% cashback on preferred partners: Swiggy, Uber, PVR, Cult.fit, Tata 1mg

What it costs

Fees & charges

Joining fee₹500 + GST
Annual fee₹500 + GST
Annual fee waiverWaived on ₹3,50,000 annual spend (excluding rent and wallet loads)
Forex markup3.5% + GST
Fuel surcharge1% waiver on transactions between ₹400 and ₹4,000; maximum waiver of ₹400 per statement cycle
Reward redemption feeNone
Late payment fee₹400–₹1,300
Interest rate3.6% per month (~43.2% APR)
Cash advance2.5% or ₹500 minimum

Earning & redeeming

Rewards, made clear

  • Myntra: 7.5% cashback (₹4,000 cap per statement quarter)

  • Flipkart & Cleartrip: 5% cashback each (₹4,000 cap per statement quarter)

  • Preferred Partners: 4% cashback (no cap)

  • Other Eligible Spends: 1% cashback (no cap)

  • Cashback is auto-credited 3 days before the statement date

How you can redeem

Cashback is automatically credited to your Axis Bank Flipkart Credit Card account 3 days before the statement date .

Reward exclusions to know

EMI Transactions, Insurance, Wallet, Rent, Education, Fuel, Government Spends, and Jewelry

<p>No cashback on the above categories. Additionally, <strong data-start="1386" data-end="1423">rent and wallet load transactions</strong> are excluded from spend-based fee waiver calculations .</p>

Beyond rewards

Benefits that matter

Welcome offer

₹250 Flipkart voucher upon first transaction within 30 days (applicable for paid cards only)

Milestone benefits

Annual fee waived on annual spends exceeding ₹3,50,000 (excluding rent and wallet load transactions)

Renewal benefits

Annual fee waived on annual spends exceeding ₹3,50,000 (excluding rent and wallet load transactions)

Card benefits

  • High cashback rates on popular online platforms

  • Unlimited cashback on preferred partners and other eligible spends

  • Simple cashback redemption process with auto-credit

Our independent take

Credofly review

The Axis Bank Flipkart Credit Card stands out for its generous cashback offerings on major online platforms. The recent enhancements, including increased cashback on Myntra and the introduction of caps on Flipkart and Cleartrip, make it a compelling choice for online shoppers. However, the removal of airport lounge access may be a drawback for frequent travelers.

Bottom line

✔️ Ideal for avid online shoppers on Myntra, Flipkart, and Cleartrip
✔️ High cashback rates with straightforward redemption
❌ Lacks travel perks like airport lounge access

Why we like it

Offers some of the highest cashback rates for online shopping, especially for frequent shoppers on Myntra, Flipkart, and Cleartrip.

Strengths

  • <p><code data-start="5943" data-end="5954"></code>7.5% cashback on Myntra (₹4,000 cap per quarter)</p>
  • <p>5% cashback on Flipkart and Cleartrip (₹4,000 cap each per quarter)</p>
  • <p>4% cashback on preferred partners with no cap</p>

Watch-outs

  • <p>No airport lounge access</p>
  • <p>Cashback not applicable on fuel, rent, wallet loads, etc.</p>
  • <p>Cashback caps on Flipkart, Myntra, and Cleartrip may limit benefits for high spenders</p>

Before you apply

Eligibility & application

Eligibility

  • Age: 21–60 years

  • Income: ₹25,000+/month

  • CIBIL Score: 700+ preferred

  • Indian resident

How to apply

Apply online instantly:

👉 Click here to apply for Axis Bank Flipkart Credit Card

Submit PAN, Aadhaar, and income proof. Instant approval possible. Physical card delivered in 5–7 days.

Your questions answered

FAQs

Is the cashback auto-credited?

Yes, cashback is credited to your card account 3 days before the statement date .

What is the welcome benefit?

₹250 Flipkart voucher upon first transaction within 30 days (applicable for paid cards only) .

Are there any caps on cashback?

Yes, ₹4,000 per statement quarter for Myntra, Flipkart, and Cleartrip each. No cap on preferred partners and other eligible spends

Is airport lounge access available?

No, complimentary domestic airport lounge access has been discontinued effective June 20, 2025 .

Which transactions are excluded from cashback?

Fuel, wallet loads, rent, EMI transactions, education, government services, insurance, gold & jewellery, financial institutions, cash advances, and repayments are excluded .

From cardholders

User reviews

5.0

No Title

28/06/2025

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