Credit Cards / Axis Bank / Axis Bank ACE Credit Card
Axis Bank

Axis Bank ACE Credit Card

5.0
Card Type
Cashback and First
Best Suited For
Joining Fee
₹499 + GST
Annual Fee
₹499 + GST

Card Details

The Axis ACE Credit Card is a high-value cashback card launched in partnership with Google Pay. It offers best-in-class cashback on bill payments, food delivery, and other essential categories. With an easy annual fee waiver and excellent returns, it’s one of India’s top cashback cards.

Available Networks: Visa

Reward Details

  • 5% cashback on bill payments via Google Pay (electricity, DTH, mobile, gas)

  • 4% cashback on Swiggy, Zomato, and Ola

  • 2% cashback on all other eligible spends

  • No cashback cap on 2% category

  • Cashback is auto-adjusted in the monthly statement

Best Suited For

You will get high Cashback as compared to other credit cards

5% cashback on bill payments and recharges via Google Pay, 4% on Swiggy, Zomato, and Ola, and 2% on all other spends.

Milestone Details

Annual fee waived on spending ₹2,00,000 in the previous year

Reward Redemptions

Cashback is auto-credited to the statement within the next billing cycle

Excluded Spend Categories

You wont get any Cashback for following spend types

Pros of Axis Bank ACE Credit Card

😊

5% cashback on bill payments via Google Pay

😊

4% cashback on Swiggy, Zomato, and Ola

😊

2% flat cashback on all other spends, no cap

Cons of Axis Bank ACE Credit Card

⚠️

Cashback limited to GPay for utility bills

⚠️

No cashback on wallet, fuel, rent, or insurance

⚠️

₹2L annual spend needed for fee waiver

Why We Like It

The Axis ACE card hits the cashback sweet spot — 5% on bills, 4% on food delivery, and 2% on everything else — with no redemption hassle and great utility coverage.

Application Process

👉 Apply online in 2 minutes via Credofly
✅ Instant eligibility check
✅ 100% digital application with e-KYC
✅ Card dispatched within 5–7 business days

Card Eligibility

  • Age: 18–60 years

  • Indian resident

  • Stable income (₹3L+ per annum)

  • Decent credit score

Conclusion

Axis ACE is India’s best card for everyday use. With high cashback on bills, food, and rides, no redemption fuss, and easy fee waiver — it’s perfect for anyone who wants effortless savings. If you spend ₹15,000+ per month on essentials, this card will practically pay for itself. From value to convenience, this is a top recommendation by Credofly

User Review Summary

5.0
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Frequently Asked Questions


User Reviews

No Title

02/28/2025

Anonymous

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