Axis Bank
Axis Bank ACE Credit Card
Cashback and First
₹499 + GST
₹499 + GST
Card Details
The Axis ACE Credit Card is a high-value cashback card launched in partnership with Google Pay. It offers best-in-class cashback on bill payments, food delivery, and other essential categories. With an easy annual fee waiver and excellent returns, it’s one of India’s top cashback cards.
Available Networks: VisaReward Details
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5% cashback on bill payments via Google Pay (electricity, DTH, mobile, gas)
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4% cashback on Swiggy, Zomato, and Ola
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2% cashback on all other eligible spends
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No cashback cap on 2% category
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Cashback is auto-adjusted in the monthly statement
Best Suited For
You will get high Cashback as compared to other credit cards
5% cashback on bill payments and recharges via Google Pay, 4% on Swiggy, Zomato, and Ola, and 2% on all other spends.
Milestone Details
Annual fee waived on spending ₹2,00,000 in the previous year
Reward Redemptions
Cashback is auto-credited to the statement within the next billing cycle
Excluded Spend Categories
You wont get any Cashback for following spend types
Pros of Axis Bank ACE Credit Card
5% cashback on bill payments via Google Pay
4% cashback on Swiggy, Zomato, and Ola
2% flat cashback on all other spends, no cap
Cons of Axis Bank ACE Credit Card
Cashback limited to GPay for utility bills
No cashback on wallet, fuel, rent, or insurance
₹2L annual spend needed for fee waiver
Why We Like It
The Axis ACE card hits the cashback sweet spot — 5% on bills, 4% on food delivery, and 2% on everything else — with no redemption hassle and great utility coverage.
Application Process
👉 Apply online in 2 minutes via Credofly
✅ Instant eligibility check
✅ 100% digital application with e-KYC
✅ Card dispatched within 5–7 business days
Card Eligibility
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Age: 18–60 years
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Indian resident
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Stable income (₹3L+ per annum)
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Decent credit score
Conclusion
Axis ACE is India’s best card for everyday use. With high cashback on bills, food, and rides, no redemption fuss, and easy fee waiver — it’s perfect for anyone who wants effortless savings. If you spend ₹15,000+ per month on essentials, this card will practically pay for itself. From value to convenience, this is a top recommendation by Credofly
