Affiliate Disclosure
Effective Date: July 2025
Credofly is a free, user-first platform created to help Indians make smarter credit card decisions. To sustain our work and keep the site ad-light and open to all, we sometimes use affiliate links. This page explains what that means — clearly and honestly.
1. What Are Affiliate Links?
Some credit card pages or review sections may contain affiliate links. If you apply for a credit card through one of these links, we may receive a commission from the bank or partner — at no additional cost to you.
2. How It Impacts You
- You pay nothing extra — your card approval, benefits, or features remain the same.
- We use these earnings to run the site, create content, and improve our tools like Deck, Spark, and Top Picks.
3. How We Stay Neutral
Our editorial process is completely independent. We never rank or review cards based on affiliate potential. In fact, many cards we recommend do not offer affiliate commissions at all.
We clearly mark affiliate links with a disclaimer like:
*Note: This post may contain affiliate links. If you apply through these, we may earn a commission. [Read more](https://credofly.com/affiliate-disclosure/)*
4. Our Promise to You
- Transparency: We’ll never hide affiliate relationships.
- No bias: Cards are recommended based on real user value, not payout.
- Community-first: If a non-affiliate card is better, we still recommend it.
5. Why It Matters
Your trust keeps Credofly going. These affiliate partnerships help us run this platform without paywalls, annoying ads, or compromised reviews. When you apply through our links, you help us stay independent and user-driven. Thank you. 💙
6. Contact
Have questions about our affiliate partners or specific pages?
- Email us: hello@credofly.com
- Tweet us: @credofly
Credofly – Built with honesty. Powered by users like you.