Privacy Policy

Privacy Policy

Effective Date: July 2025

At Credofly, your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your information when you visit our website, subscribe to our newsletter, or interact with any of our products including Deck, Circle, Loop, Spark, and Runway.

1. Information We Collect

We may collect the following types of information:

  • Personal Info: Your name, email address (when you join Loop or Circle).
  • Usage Data: Pages visited, time on site, referral sources, via tools like Google Analytics.
  • Technical Info: Browser type, device type, IP address.
  • Affiliate Tracking: Anonymous cookies to track credit card application links (e.g. from Deck or Top Picks).

2. How We Use Your Information

  • To send newsletters or updates if you opt into Loop or Spark.
  • To improve our site content, UX, and recommendations.
  • To analyze trends and user behavior via analytics.
  • To earn affiliate commissions if you apply for cards via our links (at no extra cost to you).

3. Sharing Your Data

We never sell your personal data. We only share data with:

  • Third-party tools (e.g. Mailchimp, Google Analytics) to operate the site.
  • Affiliate networks to attribute applications properly.

4. Cookies

We use cookies for:

  • Affiliate tracking (e.g. if you click on a credit card link).
  • Site analytics and performance measurement.

You can disable cookies in your browser settings at any time.

5. Your Rights

  • You can unsubscribe from emails at any time using the link in the footer.
  • You can request deletion of your data by emailing us at hello@credofly.com.

6. Data Security

We take reasonable measures to protect your data. However, no system is 100% secure.

7. Children’s Privacy

Credofly is not intended for children under 13. We do not knowingly collect data from minors.

8. Changes to This Policy

We may update this Privacy Policy as we grow. We’ll post any changes on this page and update the “Effective Date” at the top.

9. Contact Us

If you have any questions or concerns, please reach out:

Credofly
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