RBL World Safari Credit Card
Network: Mastercard, Visa | Type: Rewards | Reward: Reward Points
Apply Now
CrowdScore:
RBL World Safari Credit Card
Fees & Charges
- Joining Fee: 3000
- Annual Fee: 3000
- Waiver:
- Foreign Markup:
- Fuel Surcharge:
- Redemption Fee:
- Late Payment Fee:
- Interest Rate:
- Cash Advance:
Credofly Review
Rewards & Earnings
Coming soon!
Redemption Options:
Benefits
- Welcome:
- Milestone:
- Renewal:
- Lifestyle:
Why We Like It
Coming soon!
Pros & Cons
✅ Pros
Coming soon!
❌ Cons
Eligibility & Application
Eligibility:
How to Apply:
FAQs
What is the RBL World Safari Credit Card?
It’s a travel-focused credit card from RBL Bank designed for frequent travelers, offering a 0% foreign currency markup fee (a standout feature), travel points, lounge access, and complimentary travel insurance.
What is the annual fee?
The joining and annual membership fee is INR 3,000 + GST. There’s no spend-based waiver mentioned, but some users report negotiating retention offers (like fee reductions) upon renewal by threatening cancellation.
What are the welcome benefits?
You get a MakeMyTrip voucher worth INR 3,000 as a welcome gift, sent via SMS or email after paying the joining fee and using the card at least once within 30 days of issuance.
What is the 0% forex markup fee, and how does it work?
Most credit cards charge 1.75%–3.5% on foreign currency transactions as a markup fee. The RBL World Safari Credit Card charges 0%, meaning you only pay the base exchange rate (set by Visa/Mastercard) without extra costs. For example, spending $100 at INR 83/USD would cost INR 8,300, saving you INR 145–290 compared to cards with typical markup fees.
How do I earn travel points?
-
2 travel points per INR 100 spent on all transactions (0.5% value, as 1 point = INR 0.25).
-
5 travel points per INR 100 spent on travel-related expenses (1.25% value).
-
No points on international purchases despite the 0% markup (a downside for some).
Points are credited within 45 days of the transaction settlement.
What are the milestone benefits?
-
Spend INR 2.5 lakh in a year: 10,000 bonus travel points (INR 2,500 value).
-
Spend INR 5 lakh in a year: 15,000 bonus travel points (INR 3,750 value).
-
Spend INR 7.5 lakh in a year: Gift voucher worth INR 10,000 (from brands like Taj Experiences, Amazon, MakeMyTrip, etc.).
Bonus points and vouchers are credited/mailed within 45 days of hitting the milestone.
How can I redeem travel points?
Redeem them at www.rblrewards.com for flights, hotels, shopping, or gift vouchers. A redemption fee of INR 99 + GST applies per transaction (charged once daily, even for multiple redemptions).
What lounge access is included?
-
Domestic: 2 complimentary visits per quarter at major Indian airports.
-
International: 2 complimentary visits per year via Priority Pass (over 1,400 lounges worldwide).
-
Extra international visit: Spend INR 50,000 in a quarter for 1 additional visit (via Lounge Key voucher).
Beyond free visits, additional lounge access costs up to $35 per visit.
What does the travel insurance cover?
It’s complimentary and includes coverage for personal liability, trip delays, baggage loss, passport loss, and dental treatment. Exact limits (e.g., $50,000 coverage mentioned by some users) vary, so check the policy details with RBL Bank.
Is there a fuel surcharge waiver?
Yes, a 1% waiver on transactions between INR 500 and INR 4,000 at any fuel station in India, capped at INR 250 per month.
What are the interest rates and other fees?
-
Interest rate: 3.99% per month (47.88% annually).
-
Cash advance fee: 2.5% of the amount (minimum INR 500).
-
Late payment fees: Vary by outstanding balance (check RBL’s fee schedule for specifics).
Who is eligible to apply?
-
Age: 21–65 years.
-
Income: Stable source (salaried or self-employed).
-
Credit score: Good (typically 700+ recommended).
Required documents: Identity proof (Aadhaar, PAN, etc.), address proof, and income proof.
User Reviews
3.0 out of 5 stars (based on 2 reviews)
Users say
Regarding their forex charge mark up
04/01/2026
It’s true that they don’t charge markup but their conversion charges are higher by at least 7.5 – 10%. Unfortunately they cheat the customer legally. Amex itself charge lesser than these guys…..
No Title
12/03/2025
💬 Help others choose better — share your experience with RBL World Safari Credit Card. Your review could guide someone’s next big financial decision. Write a review
Did you find this page helpful?
Why Trust Credofly?
Verified Reviews
Every review is vetted for accuracy and transparency. We show what matters most to real users.
Credofly Score™
Our proprietary score rates cards on 50+ data points across 7 key categories to help you choose better.
SmartCheck™ Verified
Look for the SmartCheck badge — it means our editorial team has manually reviewed and verified the card.
No Hidden Bias
We may earn from affiliate links, but our rankings and reviews are always independent and honest.