RBL World Safari Credit Card
Network: Mastercard, Visa | Type: Rewards | Reward: Reward Points
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RBL World Safari Credit Card
Fees & Charges
- Joining Fee: 3000
- Annual Fee: 3000
- Waiver:
- Foreign Markup:
- Fuel Surcharge:
- Redemption Fee:
- Late Payment Fee:
- Interest Rate:
- Cash Advance:
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Rewards & Earnings
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Redemption Options:
Benefits
- Welcome:
- Milestone:
- Renewal:
- Lifestyle:
Why We Like It
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Pros & Cons
✅ Pros
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❌ Cons
Eligibility & Application
Eligibility:
How to Apply:
FAQs
What is the RBL World Safari Credit Card?
It’s a travel-focused credit card from RBL Bank designed for frequent travelers, offering a 0% foreign currency markup fee (a standout feature), travel points, lounge access, and complimentary travel insurance.
What is the annual fee?
The joining and annual membership fee is INR 3,000 + GST. There’s no spend-based waiver mentioned, but some users report negotiating retention offers (like fee reductions) upon renewal by threatening cancellation.
What are the welcome benefits?
You get a MakeMyTrip voucher worth INR 3,000 as a welcome gift, sent via SMS or email after paying the joining fee and using the card at least once within 30 days of issuance.
What is the 0% forex markup fee, and how does it work?
Most credit cards charge 1.75%–3.5% on foreign currency transactions as a markup fee. The RBL World Safari Credit Card charges 0%, meaning you only pay the base exchange rate (set by Visa/Mastercard) without extra costs. For example, spending $100 at INR 83/USD would cost INR 8,300, saving you INR 145–290 compared to cards with typical markup fees.
How do I earn travel points?
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2 travel points per INR 100 spent on all transactions (0.5% value, as 1 point = INR 0.25).
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5 travel points per INR 100 spent on travel-related expenses (1.25% value).
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No points on international purchases despite the 0% markup (a downside for some).
Points are credited within 45 days of the transaction settlement.
What are the milestone benefits?
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Spend INR 2.5 lakh in a year: 10,000 bonus travel points (INR 2,500 value).
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Spend INR 5 lakh in a year: 15,000 bonus travel points (INR 3,750 value).
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Spend INR 7.5 lakh in a year: Gift voucher worth INR 10,000 (from brands like Taj Experiences, Amazon, MakeMyTrip, etc.).
Bonus points and vouchers are credited/mailed within 45 days of hitting the milestone.
How can I redeem travel points?
Redeem them at www.rblrewards.com for flights, hotels, shopping, or gift vouchers. A redemption fee of INR 99 + GST applies per transaction (charged once daily, even for multiple redemptions).
What lounge access is included?
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Domestic: 2 complimentary visits per quarter at major Indian airports.
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International: 2 complimentary visits per year via Priority Pass (over 1,400 lounges worldwide).
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Extra international visit: Spend INR 50,000 in a quarter for 1 additional visit (via Lounge Key voucher).
Beyond free visits, additional lounge access costs up to $35 per visit.
What does the travel insurance cover?
It’s complimentary and includes coverage for personal liability, trip delays, baggage loss, passport loss, and dental treatment. Exact limits (e.g., $50,000 coverage mentioned by some users) vary, so check the policy details with RBL Bank.
Is there a fuel surcharge waiver?
Yes, a 1% waiver on transactions between INR 500 and INR 4,000 at any fuel station in India, capped at INR 250 per month.
What are the interest rates and other fees?
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Interest rate: 3.99% per month (47.88% annually).
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Cash advance fee: 2.5% of the amount (minimum INR 500).
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Late payment fees: Vary by outstanding balance (check RBL’s fee schedule for specifics).
Who is eligible to apply?
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Age: 21–65 years.
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Income: Stable source (salaried or self-employed).
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Credit score: Good (typically 700+ recommended).
Required documents: Identity proof (Aadhaar, PAN, etc.), address proof, and income proof.
User Reviews
5.0 out of 5 stars (based on 1 review)
Users say
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12/03/2025
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