HDFC Bank
Swiggy HDFC Bank Credit Card
High-cashback card for Swiggy users with 10% cashback on Swiggy and 5% across selected online categories.
✓ SmartCheck VerifiedIssuer-source checked on 18 Sep 2026
This card has been manually reviewed against official issuer sources across fees, rewards, benefits, charges and application status.
MastercardEntry
- Annual fee
- ₹500
- Rewards
- Earn 10% cashback on eligible Swiggy spends, 5% on selected online…
- Forex markup
- 3.5%
Credofly Verdict
Is this card a good fit?
What works well
- Excellent 10% cashback for frequent Swiggy users.
Consider before applying
- Headline cashback buckets have monthly caps.
Rewards
How rewards work
Key limits & thresholds
- Earn 10% cashback on eligible Swiggy spends, 5% on selected online categories and 1% on eligible other transactions for a ₹500 annual fee.
Base rewards
Earn 10% cashback on eligible Swiggy spends, 5% on selected online categories and 1% on eligible other transactions for a ₹500 annual fee.
Fees & Charges
What the card costs
- Joining fee
- ₹500
- Annual fee
- ₹500
- Forex markup
- 3.5%
- Annual-fee waiver spend
- ₹2 lakh
Eligibility & Application
Before you apply
Check eligibility ↗Frequently Asked Questions
Answers before applying
What is the annual fee for Swiggy HDFC Bank Credit Card?
The annual fee is ₹500.
What forex markup does this card charge?
The forex markup is 3.5%.
How does this card earn rewards?
Earn 10% cashback on eligible Swiggy spends, 5% on selected online categories and 1% on eligible other transactions for a ₹500 annual fee.
Does this card support UPI?
No. This card does not support UPI.
Is this card currently open for applications?
Applications are currently open.
