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IndusInd Bank EazyDiner Platinum Credit Card

IndusInd Bank EazyDiner Platinum Credit Card

A lifetime-free dining credit card offering substantial discounts and lifestyle benefits.

4.0

Network: Visa | Type: Rewards | Reward: Reward Points

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CrowdScore:
4.0
IndusInd Bank EazyDiner Platinum Credit Card
IndusInd Bank EazyDiner Platinum Credit Card
4.0

Fees & Charges

  • Joining Fee: Nil
  • Annual Fee: Nil
  • Waiver: Not applicable as the card is lifetime-free.
  • Foreign Markup: 3.5%
  • Fuel Surcharge: 1% waiver on transactions between ₹400 and ₹4,000.
  • Redemption Fee: No redemption fee when redeeming points via the EazyDiner app.
  • Late Payment Fee: ₹100 - ₹950
  • Interest Rate: 3.83% per month (46% per annum)
  • Cash Advance: 2.5% of the amount withdrawn, subject to a minimum of ₹300 per transaction.

Credofly Review

The IndusInd Bank EazyDiner Platinum Credit Card stands out in the dining credit card segment, offering unmatched discounts and perks for food enthusiasts. The integration with EazyDiner enhances the dining experience, while additional benefits add to its appeal. However, users should be aware of the monthly cap on dining discounts and ensure they utilize the EazyDiner app for payments to maximize benefits.

Rewards & Earnings

  • Earn 2 reward points for every ₹100 spent on general categories.

  • Earn 0.7 reward points for every ₹100 spent on insurance, rent, utilities, and government payments.

  • Reward points can be redeemed instantly against restaurant bills via the EazyDiner app, with 1 reward point equivalent to ₹0.20.

Redemption Options:
  • Redeem reward points instantly against restaurant bills via the EazyDiner app.

  • Reward points cannot be redeemed for cash credit.

Benefits

  • Welcome:

    Complimentary 3-month EazyDiner Prime membership worth ₹1,095. 500 bonus EazyPoints on activation.

  • Milestone:
    • Spend ₹30,000 in every 90 days to receive 2,000 bonus reward points.

    • Renewal of 3-month EazyDiner Prime membership upon spending ₹30,000 in every 90 days.

  • Renewal:

    Renewal of 3-month EazyDiner Prime membership upon spending ₹30,000 in every 90 days. 2,000 bonus reward points on achieving the spending milestone.

  • Lifestyle:

    dining benefits

Why We Like It

  • Lifetime-free card with substantial dining discounts.

  • Complimentary EazyDiner Prime membership enhances dining experiences.

  • Additional lifestyle benefits without any annual fees.

Pros & Cons

✅ Pros

  • Lifetime-free card with substantial dining discounts.

  • Complimentary EazyDiner Prime membership enhances dining experiences.

  • Additional lifestyle benefits without any annual fees.

❌ Cons

  • Dining discount capped at ₹500 per transaction, up to three times a month.

  • Reward points redemption limited to the EazyDiner app.

  • No complimentary lounge access or movie ticket benefits.

Eligibility & Application

Eligibility:

  • Age: 21–65 years

  • Indian resident

  • Stable and verifiable source of income

How to Apply:

Apply online via: https://credofly.com/go/indusind-eazydiner-platinum

FAQs

What is the annual fee for the IndusInd Bank EazyDiner Platinum Credit Card?

Nil. The card is lifetime-free.

What are the dining benefits?

Extra 20% OFF up to ₹500 when paying through the EazyDiner app using PayEazy, valid up to three times a month.

What is EazyDiner Prime membership?

A premium membership offering guaranteed 25%-50% OFF at over 2,000 premium restaurants and bars.

Are there any fuel surcharge waivers?

Yes, 1% waiver on transactions between ₹400 and ₹4,000.

How can I redeem my reward points?

Redeem reward points instantly against restaurant bills via the EazyDiner app.

What are the milestone benefits?

Spend ₹30,000 in every 90 days to receive 2,000 bonus reward points and renew the 3-month EazyDiner Prime membership.

User Reviews

4.0
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Users say

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06/07/2025

Anonymous

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