IndusInd Bank Tiger Credit Card
A lifetime-free credit card offering premium travel and lifestyle benefits.
Network: Visa | Type: Travel, Rewards, and No Annual Fee | Reward: Reward Points
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Fees & Charges
- Joining Fee: Nil
- Annual Fee: Nil
- Waiver: Not applicable, as the card is lifetime-free.
- Foreign Markup: 1.5% + GST
- Fuel Surcharge: 1% waiver on transactions between ₹400 and ₹4,000.
- Redemption Fee: No redemption fee when redeeming points via IndusMoments or for airline miles.
- Late Payment Fee: ₹100 - ₹950
- Interest Rate: 3.83% per month (46% per annum)
- Cash Advance: 2.5% of the amount withdrawn, subject to a minimum of ₹300 per transaction.
Credofly Review
The IndusInd Bank Tiger Credit Card offers a compelling package for those seeking premium benefits without the burden of annual fees. Its reward structure favors high spenders, and the added perks like lounge access, golf privileges, and concierge services enhance its appeal. However, the reward redemption cap for cash credit and exclusions on certain spend categories may be limiting for some users.
Rewards & Earnings
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Earn up to 6 reward points per ₹100 spent based on annual spending milestones:
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₹0–1 lakh: 1 RP/₹100
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₹1–2.5 lakh: 2 RP/₹100
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₹2.5–5 lakh: 4 RP/₹100
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Above ₹5 lakh: 6 RP/₹100
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Reward points can be redeemed for:
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Merchandise via IndusMoments
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Airline miles (InterMiles, Club Vistara)
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Cash credit (max 5,000 points/month)
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Payments at select merchant portals
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Redeem points for merchandise, airline miles, cash credit, or payments at select merchants.
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Note: Cash redemption capped at 5,000 points per calendar month.
Benefits
- Welcome:
Lifetime-free card with no joining fee. Complimentary Priority Pass membership for international lounge access.
- Milestone:
Spend ₹25,000 in the previous statement month to avail one complimentary golf game or lesson in the current quarter.
- Renewal:
Not applicable, as the card is lifetime-free with no annual renewal fee.
- Lifestyle:
movie, lounge international, lounge domestic, golf benefits
Why We Like It
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Lifetime-free card with premium travel and lifestyle benefits.
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Generous reward point structure for high spenders.
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Comprehensive insurance and concierge services.
Pros & Cons
✅ Pros
Lifetime-free card with no joining or annual fees.
Comprehensive travel and lifestyle benefits including lounge access and golf privileges.
Robust concierge and insurance services.
❌ Cons
Reward points redemption for cash credit capped at 5,000 points per month.
No reward points on fuel, wallet, insurance, utilities, EMI, education, and government spends.
Complimentary golf benefit requires a minimum spend of ₹25,000 in the previous statement month.
Eligibility & Application
Eligibility:
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Age: 21–65 years
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Indian resident
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Stable and verifiable source of income
How to Apply:
Apply online via: https://credofly.com/go/indusind-tiger
FAQs
Is the IndusInd Bank Tiger Credit Card truly lifetime-free?
Yes, there are no joining or annual fees associated with this card.
What are the travel benefits of this card?
The card offers 8 complimentary domestic lounge accesses per year and 2 international lounge accesses via Priority Pass, along with a discounted forex markup of 1.5%.
Are there any lifestyle benefits?
Yes, cardholders receive 4 complimentary golf games or lessons per year and 2 complimentary movie tickets annually.
How does the rewards program work?
Reward points are earned based on annual spending milestones, with up to 6 points per ₹100 spent. Points can be redeemed for merchandise, airline miles, cash credit, or payments at select merchants.
Are there any exclusions on earning reward points?
Yes, no reward points are accrued on fuel, wallet, insurance, utilities, EMI, education, and government spends.
User Reviews
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