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IndusInd Bank EazyDiner Platinum Credit Card

IndusInd Bank credit card

IndusInd Bank EazyDiner Platinum Credit Card

A lifetime-free dining credit card offering substantial discounts and lifestyle benefits.

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Credofly overview

Is IndusInd Bank EazyDiner Platinum Credit Card right for you?

The IndusInd Bank EazyDiner Platinum Credit Card is a premium offering for dining aficionados, providing substantial discounts at top restaurants, a complimentary EazyDiner Prime membership, and additional lifestyle perks. It’s an excellent choice for those who frequently dine out and seek value-added benefits, all without any joining or annual fees.

Best forOffline Shopping, Online Shopping, and Dining
Annual feeNil
WaiverNot applicable as the card is lifetime-free.
Forex markup3.5%

Ideal for individuals who frequently dine out, shop, and enjoy lifestyle experiences.

What it costs

Fees & charges

Joining feeNil
Annual feeNil
Annual fee waiverNot applicable as the card is lifetime-free.
Forex markup3.5%
Fuel surcharge1% waiver on transactions between ₹400 and ₹4,000.
Reward redemption feeNo redemption fee when redeeming points via the EazyDiner app.
Late payment fee₹100 - ₹950
Interest rate3.83% per month (46% per annum)
Cash advance2.5% of the amount withdrawn, subject to a minimum of ₹300 per transaction.

Earning & redeeming

Rewards, made clear

  • Earn 2 reward points for every ₹100 spent on general categories.

  • Earn 0.7 reward points for every ₹100 spent on insurance, rent, utilities, and government payments.

  • Reward points can be redeemed instantly against restaurant bills via the EazyDiner app, with 1 reward point equivalent to ₹0.20.

How you can redeem

  • Redeem reward points instantly against restaurant bills via the EazyDiner app.

  • Reward points cannot be redeemed for cash credit.

Reward exclusions to know

EMI Transactions, Utilities, Insurance, Wallet, Rent, Education, Fuel, Government Spends, and Tax Payments

<p>No reward points are accrued on transactions related to fuel, wallet reloads, insurance, utility payments, EMIs, education, and government services.</p>

Beyond rewards

Benefits that matter

Welcome offer

Complimentary 3-month EazyDiner Prime membership worth ₹1,095. 500 bonus EazyPoints on activation.

Milestone benefits

  • Spend ₹30,000 in every 90 days to receive 2,000 bonus reward points.

  • Renewal of 3-month EazyDiner Prime membership upon spending ₹30,000 in every 90 days.

Renewal benefits

Renewal of 3-month EazyDiner Prime membership upon spending ₹30,000 in every 90 days. 2,000 bonus reward points on achieving the spending milestone.

Card benefits

  • Dining: Extra 20% OFF up to ₹500 when paying through the EazyDiner app using PayEazy, valid up to three times a month.

  • EazyDiner Prime: Guaranteed 25%-50% OFF at over 2,000 premium restaurants and bars.

  • Rewards: Instant redemption of reward points against restaurant bills via the EazyDiner app.

  • Fuel: 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000.

Lifestyle & travel

dining benefits

Our independent take

Credofly review

The IndusInd Bank EazyDiner Platinum Credit Card stands out in the dining credit card segment, offering unmatched discounts and perks for food enthusiasts. The integration with EazyDiner enhances the dining experience, while additional benefits add to its appeal. However, users should be aware of the monthly cap on dining discounts and ensure they utilize the EazyDiner app for payments to maximize benefits.

Bottom line

The IndusInd Bank EazyDiner Platinum Credit Card is a top-tier choice for dining enthusiasts, offering substantial discounts and lifestyle benefits. Its lifetime-free nature makes it accessible, and the array of perks ensures that cardholders can enjoy enhanced dining experiences without incurring additional costs.

Why we like it

  • Lifetime-free card with substantial dining discounts.

  • Complimentary EazyDiner Prime membership enhances dining experiences.

  • Additional lifestyle benefits without any annual fees.

Strengths

  • <p>Lifetime-free card with substantial dining discounts.</p>
  • <p>Complimentary EazyDiner Prime membership enhances dining experiences.</p>
  • <p>Additional lifestyle benefits without any annual fees.</p>

Watch-outs

  • <p>Dining discount capped at ₹500 per transaction, up to three times a month.</p>
  • <p>Reward points redemption limited to the EazyDiner app.</p>
  • <p>No complimentary lounge access or movie ticket benefits.</p>

Before you apply

Eligibility & application

Eligibility

  • Age: 21–65 years

  • Indian resident

  • Stable and verifiable source of income

Your questions answered

FAQs

What is the annual fee for the IndusInd Bank EazyDiner Platinum Credit Card?

Nil. The card is lifetime-free.

What are the dining benefits?

Extra 20% OFF up to ₹500 when paying through the EazyDiner app using PayEazy, valid up to three times a month.

What is EazyDiner Prime membership?

A premium membership offering guaranteed 25%-50% OFF at over 2,000 premium restaurants and bars.

Are there any fuel surcharge waivers?

Yes, 1% waiver on transactions between ₹400 and ₹4,000.

How can I redeem my reward points?

Redeem reward points instantly against restaurant bills via the EazyDiner app.

What are the milestone benefits?

Spend ₹30,000 in every 90 days to receive 2,000 bonus reward points and renew the 3-month EazyDiner Prime membership.

From cardholders

User reviews

4.0

No Title

06/07/2025

Anonymous
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