Join the Credofly Circle
India’s most helpful credit card community.
Real users. Real hacks. Real savings.
Why Join the Credofly Circle?
1.5L+ users
sharing real-time credit card insights
Cashback & rewards
optimization guides
Lounge hacks
+ travel upgrades daily
Approval, CLI & upgrade
strategies that work
Smart comparisons
across 100+ cards
Instant alerts
on card changes, tricks, and news
🤔 Club vs Lounge – What’s Right for You?
| Feature | Club by Credofly | Lounge by Credofly |
|---|---|---|
| Focus Area | All cards, rewards, spend optimization | Travel cards, lounge access, hotel status |
| Audience | Beginners, daily spenders, value seekers | Frequent flyers, luxury card holders |
| Popular Topics | Cashback, rent payment, approvals | Lounge tricks, Magnus, Infinia, Amex Plat |
| Community Size | 1.2L+ members | 20K+ travelers |
| Link | Join Club → | Join Lounge → |
📢 Be Part of Credofly Circle
Choose your tribe — or join all three.
💬 What Users Say
Trusted by 1.5L+ card enthusiasts across India.
“Got my Axis Magnus upgrade thanks to a Telegram hack from Circle. Saved ₹20K on flight redemptions!”
– Rahul S., Delhi“This group helped me choose the best card for rent payment. Now I earn 5% monthly just on rent!”
– Priya G., Mumbai“Got ₹15K cashback last year alone thanks to Credofly Twitter threads and Lounge tricks.”
– Harshit B., Bangalore📘 Just getting started with credit cards?
Explore our learning library with guides on building your credit card journey the smart way.
Start Learning in Spark❓ Frequently Asked Questions
It’s India’s smartest credit card user community. 1,00,000+ members help each other save more using credit cards via Telegram and Twitter.
Yes. All parts of Credofly Circle — including Telegram groups and Twitter — are 100% free to join. No spam, no selling.
Club: Cashback, rent, daily spends, approvals.
Lounge: Travel cards, upgrades, Magnus, Amex, Infinia, etc.
You can browse past messages, ask questions, vote in polls, and join live discussions on hot topics like new cards, limits, and hacks.
No problem! We have pinned resources, beginner guides, and helpful members who answer all basic questions without judgment.
🔁 Want weekly updates on card hacks?
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