Personalized 1:1 credit card advisory for India.
We help you build, optimize, and maximize your credit card portfolio with practical advice that fits your spending, travel, and long-term goals.
Pricing
Three plans, depending on how much support you want.
Choose the plan that matches how much support you want, from a focused one-time advisory session to ongoing optimization support.
For getting your credit card strategy right.
Best for a first pass at your card setup or a focused review of what you already have.
- Personalized credit card strategy
- One consultation, up to 60 minutes
- Card recommendations tailored to your spending
- Credit card application roadmap
- Review of your existing credit card portfolio
- Personalized recommendation summary
- 1 month WhatsApp Advisory Support
Good for: people who want a clearer starting point without ongoing back-and-forth.
Best for building a long-term credit card strategy.
Includes everything in Plus, with extra help while you put the plan into action.
- Everything in Plus
- Follow-up consultation, up to 30 minutes
- Strategy refinement after implementation
- 6 months WhatsApp Advisory Support
- Priority responses
Ideal for: professionals building a long-term credit card strategy.
For frequent travelers and reward optimizers.
The highest-touch plan for people who want ongoing support and deeper optimization.
- Everything in Premier
- 12 months WhatsApp Advisory Support
- Annual portfolio review, 30 minutes
- One personalized reward optimization review
- Highest priority support
Ideal for: frequent travelers, premium card holders, and reward enthusiasts.
Confidence Guarantee
If, within the first 15 minutes of your first consultation, you feel the session is not the right fit, we will end it and issue a full refund. No questions asked.
How to book
Choose a plan, complete payment, and we will set up your consultation.
We will share UPI payment details, confirm your booking, and then collect a few details on WhatsApp so we can prepare properly for the session.
Questions, answered
Before you reach out
Do I need to share sensitive financial information?
Only share the basics we need to give useful guidance. We do not need passwords, OTPs, card numbers, or bank login access.
Will Credofly apply for a card on my behalf?
No. We guide the decision and the next steps, but the application stays with you.
Is this financial advice?
No. This service is educational and advisory in nature. Please confirm issuer terms and consider independent professional advice where needed.
Important: Credit-card features, eligibility rules, fees and offers can change. Always confirm the latest terms directly with the card issuer before applying or changing an account. Credofly may earn a commission from certain partners; this does not determine how we present information or recommendations.