Credit Cards / Axis Bank / Axis Bank MyZone Credit Card
Axis Bank

Axis Bank MyZone Credit Card

4.5
Card Type
Rewards and First
Best Suited For
Joining Fee
₹500 + GST
Annual Fee
₹500 + GST

Card Details

The Axis Bank My Zone Credit Card is tailored for young professionals and lifestyle enthusiasts. It offers a blend of entertainment, dining, and shopping perks, making everyday experiences more rewarding. With benefits like complimentary SonyLiv subscription, Swiggy discounts, and movie ticket offers, it’s designed to enhance your lifestyle without burning a hole in your pocket.

Available Networks: Rupay, Mastercard, Visa

Reward Details

  • Earn 4 EDGE Reward Points for every ₹200 spent.

  • Reward points can be redeemed for a variety of options including merchandise, vouchers, and more via the EDGE Rewards portal.

  • Note: Reward points are not accrued on transactions related to fuel, wallet reloads, insurance, utility payments, EMIs, education, and government services.

Best Suited For

You will get high Reward Points as compared to other credit cards

Ideal for individuals who frequently indulge in movies, dining out, online shopping, and streaming services.

Milestone Details

  • Renewal benefit: Complimentary SonyLiv Premium subscription on spending ₹1.5 lakhs in an anniversary year.

Reward Redemptions

Redeem EDGE Reward Points for a variety of options including merchandise, vouchers, and more via the EDGE Rewards portal.

Excluded Spend Categories

You wont get any Reward Points for following spend types

Pros of Axis Bank MyZone Credit Card

😊

Complimentary SonyLiv subscription enhances entertainment value.

😊

Attractive discounts on Swiggy, Paytm Movies, and AJIO.

😊

Affordable annual fee with substantial lifestyle perks.

Cons of Axis Bank MyZone Credit Card

⚠️

Reward points are not accrued on several transaction categories.

⚠️

Limited reward point redemption options.

⚠️

No international lounge access.

Why We Like It

  • Offers a blend of lifestyle benefits including entertainment, dining, and shopping.

  • Affordable annual fee with substantial perks.

  • Ideal for young professionals and first-time credit card users.

Application Process

Apply online via: https://credofly.com/go/axis-myzone

Card Eligibility

  • Age: 18–70 years

  • Indian resident or NRI

  • Stable and verifiable source of income

Conclusion

The Axis Bank My Zone Credit Card is a well-rounded lifestyle card that delivers substantial value through its entertainment, dining, and shopping benefits. It’s particularly suited for young professionals and first-time credit card users seeking to enhance their lifestyle without incurring high costs. While it may not be the best choice for those focused solely on reward points, its array of direct discounts and offers make it a worthy addition to your wallet.

User Review Summary

4.5
4.5 out of 5 stars (based on 2 reviews)
Excellent50%
Very good50%
Average0%
Poor0%
Terrible0%

Frequently Asked Questions


User Reviews

No Title

06/29/2025

Credofly

No Title

02/28/2025

Anonymous

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