Name: Axis Atlas Credit Card Review 2025 – Travel Perks, EDGE Miles
Brand: Axis Bank
SKU: Atlas Axis Credit Card
Price: 5000 INR
Availability: InStock

Axis Bank

Axis Atlas Credit Card

5.0

Card Type
Travel and Rewards

Best Suited For

Joining Fee
Rs. 5000 + GST

Annual Fee
Rs. 5000 + GST

Card Details

The Axis Atlas Credit Card is a Visa Signature credit card issued by Axis Bank, designed for customers who want to earn travel rewards and enjoy global privileges. With a ₹5,000 annual fee, the card offers EDGE Miles, international and domestic airport lounge access, and the ability to transfer miles to airline and hotel loyalty programs. The card has a unique tier system (Silver, Gold, Platinum) that enhances your benefits as your annual spending increases.

Available Networks: Visa

Reward Details

Earn EDGE Miles on Every Spend

2 EDGE Miles per ₹100 spent on all retail transactions (domestic + international)
5 EDGE Miles per ₹100 on flight and hotel bookings via Axis Travel EDGE portal
2 EDGE Miles per ₹100 on foreign currency transactions

No EDGE Miles are awarded on specific spend categories (listed below).

Best Categories to Use the Axis Atlas Card

✅ International and domestic air travel

✅ Hotel bookings via Axis Travel EDGE

✅ High-value online foreign currency transactions

✅ Users who travel frequently and want priority access to airport lounges

✅ Individuals spending ₹7.5L+ annually to unlock tier-based milestone rewards

Best Suited For

You will get high Reward Points as compared to other credit cards

Get 5x Edge Miles on direct travel purchases

Milestone Details

Axis Atlas has a 3-tier reward structure based on your annual spending. Each tier offers increasing benefits, including airport lounge visits and bonus EDGE Miles.

Tier	Annual Spend	Benefits
Silver	₹0 – ₹7.5 lakh	8 lounge visits/year (domestic + international)
Gold	₹7.5L – ₹15 lakh	12 lounge visits, 2,500 bonus EDGE Miles
Platinum	₹15L+	18 lounge visits, 5,000 bonus EDGE Miles, premium travel privileges

Reward Redemptions

EDGE Miles are highly flexible and can be used in several ways:

Flight and hotel bookings via the Axis Travel EDGE portal
Transfer to international airline and hotel loyalty programs, including:
- Air France/KLM Flying Blue
- Turkish Airlines Miles&Smiles
- Etihad Guest
- Marriott Bonvoy, and more

Excluded Spend Categories

You wont get any Reward Points for following spend types

Pros of Axis Atlas Credit Card

😊

Flexible Miles: The 1:2 transfer ratio to partners like Club Vistara, Singapore Airlines, or Accor ALL offers strong value (potentially 4%-10% return, depending on redemption). For flights, this is a key strength.

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Lounge Access: Generous lounge visits, especially at higher tiers, enhance travel convenience.

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Milestone Rewards: Even post-devaluation, 10,000 bonus miles at ₹15 lakh spend adds value (effectively ₹10,000+ when transferred).

Cons of Axis Atlas Credit Card

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High Fees: ₹5,900 annual fee with no waiver is steep unless you maximize travel spends or hit milestones.

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Travel Cap: The ₹2 lakh/month limit on 5x miles restricts high spenders focused on flights.

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Transfer Limits: The 30,000 Edge Miles cap to premium airlines (e.g., Singapore Airlines) limits flexibility for frequent international flyers.

Why We Like It

The Axis Atlas Credit Card is a strong pick for frequent travelers, digital nomads, and high spenders. Its combination of EDGE Miles, tier-based rewards, and access to international loyalty programs makes it one of the best mid-premium travel credit cards in India. It’s particularly valuable for those who can spend over ₹7.5 lakh annually to unlock Gold or Platinum tiers.

Application Process

Applying for the Axis Atlas Credit Card is quick and easy on our platform.
Click the “Apply Now” button on this page to start your application and enjoy premium travel rewards with Axis Bank.

Card Eligibility

Age: 18 to 70 years
Minimum Income: ₹6–9 lakh annually (recommended)
Credit Score: 750+ preferred
Employment: Salaried or self-employed with stable income
Residency: Indian resident only

Conclusion

If you travel frequently and want a card that gives value beyond cashback, the Axis Atlas Credit Card is worth it. The EDGE Miles transfer program, milestone bonuses, and lounge access make it a powerful tool for earning and redeeming travel rewards. While it’s not suited for users focused on everyday cashback or rent spends, it’s an excellent choice for unlocking premium travel experiences without jumping into ultra-premium card territory.