HSBC Live+ Credit Card

HSBC Bank

HSBC Live+ Credit Card

Card Type
Cashback

Best Suited For

Joining Fee
₹999 + GST

Annual Fee
₹999 + GST

Card Details

The HSBC Live+ Credit Card offers substantial cashback on essential categories like dining, food delivery, and groceries. With additional lifestyle benefits and lounge access, it’s designed for individuals seeking value on everyday spends.

Available Networks: Visa

Reward Details

10% cashback on dining, food delivery, and grocery spends (capped at ₹1,000 per month)
1.5% unlimited cashback on other eligible spends
Cashback credited within 45 days of the statement date

Best Suited For

You will get high Cashback as compared to other credit cards

Earn 10% cashback (up to ₹1,000 per month) on dining, food delivery, and grocery spends. Additionally, earn 1.5% unlimited cashback on other eligible spends.

Milestone Details

Annual fee waiver on spending ₹2,00,000 in a year

Reward Redemptions

Cashback is automatically credited to the credit card account within 45 days of the statement date.

Excluded Spend Categories

You wont get any Cashback for following spend types

Pros of HSBC Live+ Credit Card

😊

10% cashback on dining, food delivery, and groceries

😊

1.5% unlimited cashback on other eligible spends

😊

Complimentary domestic lounge access and dining discounts

Cons of HSBC Live+ Credit Card

⚠️

Cashback on dining, food delivery, and groceries capped at ₹1,000 per month

⚠️

No cashback on fuel, rent, wallet loads, and certain other categories

⚠️

Annual fee of ₹999 if annual spend is below ₹2,00,000

Why We Like It

The HSBC Live+ Credit Card stands out for its high cashback rates on everyday essentials like dining and groceries. Coupled with lifestyle perks such as lounge access and dining discounts, it offers substantial value for regular spenders.

Application Process

Apply online via Credofly in just 2 minutes:

👉 Apply Now via Credofly

Complete the form, upload documents, and finish Video KYC. Your card will be approved and delivered within 5–7 business days.

Card Eligibility

Age: 18–65 years
Minimum annual income: ₹4,00,000 for salaried individuals
Indian resident residing in select cities including Bengaluru, Mumbai, Delhi NCR, Chennai, Hyderabad, Pune, Noida, and others

Conclusion

The HSBC Live+ Credit Card is an excellent choice for individuals who frequently spend on dining, groceries, and food delivery. Its high cashback rates in these categories, combined with lifestyle benefits like lounge access and dining discounts, offer substantial value. While the annual fee is ₹999, it can be waived with annual spends of ₹2,00,000, making it a cost-effective option for regular spenders.