HSBC Bank
HSBC TravelOne Credit Card
Travel and Rewards
₹4,999 + GST
₹4,999 + GST
Card Details
The HSBC TravelOne Credit Card is tailored for frequent travelers, offering accelerated reward points on travel-related spends, seamless redemption options with leading airline and hotel partners, and exclusive lifestyle privileges including lounge access and golf benefits.
Available Networks: MastercardReward Details
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4 Reward Points per ₹100 spent on flights, travel aggregators, and foreign currency transactions (capped at 50,000 Reward Points per month)
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2 Reward Points per ₹100 on all other spends
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1:1 conversion of Reward Points to air miles or hotel loyalty points with partners like Air India, British Airways, Etihad, Singapore Airlines, Marriott Bonvoy, Accor, and more
Best Suited For
You will get high Reward Points as compared to other credit cards
Earn 4 Reward Points per ₹100 spent on flights, travel aggregators, and foreign currency transactions, capped at 50,000 Reward Points per month. Reverts to 2 Reward Points per ₹100 on other spends.
Milestone Details
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10,000 bonus Reward Points on annual spends exceeding ₹12,00,000
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Annual fee waiver on spending ₹8,00,000 in a year
Reward Redemptions
Redeem Reward Points for:
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Air miles with leading airlines
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Hotel loyalty points
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Gift vouchers across various categories
Excluded Spend Categories
You wont get any Reward Points for following spend types
Pros of HSBC TravelOne Credit Card
Accelerated reward points on travel-related spends
Seamless redemption options with leading airline and hotel partners
Exclusive lifestyle benefits including lounge access and golf privileges
Cons of HSBC TravelOne Credit Card
High annual fee of ₹4,999 + GST
Reward points capped at 50,000 per month for accelerated categories
Limited reward points on non-travel spends
Why We Like It
The HSBC TravelOne Credit Card offers a robust rewards program for travelers, with accelerated points on travel spends, seamless redemption options, and exclusive lifestyle benefits, making it a compelling choice for frequent flyers.
Application Process
Apply online via Credofly in just 2 minutes:
Complete the form, upload documents, and finish Video KYC. Your card will be approved and delivered within 5–7 business days.
Card Eligibility
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Age: 18–65 years
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Minimum annual income: ₹4,00,000 for salaried individuals
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Resident of select Indian cities including Bengaluru, Mumbai, Delhi NCR, Chennai, Hyderabad, Pune, Noida, and others
Conclusion
The HSBC TravelOne Credit Card is a compelling choice for frequent travelers seeking a premium card with robust rewards and lifestyle benefits. Its accelerated reward points on travel spends, seamless redemption options, and exclusive privileges like lounge access and golf benefits offer substantial value. While the annual fee is on the higher side, the benefits provided can easily offset the cost for those who travel often.
