Best Grocery Credit Cards of July 2025


Best Credit Cards for grocery spends
Best cashback card for Airtel services, utility bills & food delivery apps
5.0

Axis Bank Airtel Credit Card

Joining Fee
Rs. ₹500 + GST + GST
Annual Fee
Rs. ₹500 + GST + GST
Earn unlimited cashback on Amazon & partner merchants. Lifetime free.
5.0

Amazon Pay ICICI Credit Card

Joining Fee
Rs. ₹0 + GST
Annual Fee
Rs. ₹0 + GST
The premium lifestyle card
5.0

American Express Gold Charge Card

Joining Fee
Rs. 4500 + GST
Annual Fee
Rs. 4500 + GST
Maximize your everyday spends with HSBC Live+ Credit Card

HSBC Live+ Credit Card

Joining Fee
Rs. ₹999 + GST + GST
Annual Fee
Rs. ₹999 + GST + GST
Flat 5% cashback on online spends — auto-adjusted to your bill
5.0

SBI Cashback Credit Card

Joining Fee
Rs. ₹999 + GST + GST
Annual Fee
Rs. ₹999 + GST + GST
India’s most popular entry-level credit card for online shopping.
5.0

SBI SimplyCLICK Credit Card

Joining Fee
Rs. ₹499 + GST + GST
Annual Fee
Rs. ₹499 + GST + GST
Top choice for high offline spending in groceries, movies, and dining

SBI SimplySAVE Credit Card

Joining Fee
Rs. ₹499 + GST + GST
Annual Fee
Rs. ₹499 + GST + GST
Savor every bite with cashback delights.

Swiggy HDFC Bank Credit Card

Joining Fee
Rs. ₹500 + GST + GST
Annual Fee
Rs. ₹500 + GST + GST
Up to 10% NeuCoins on Tata brands + Lounge access
5.0

Tata Neu Infinity HDFC Bank Credit Card

Joining Fee
Rs. ₹1,499 + GST + GST
Annual Fee
Rs. ₹1,499 + GST + GST
Up to 7% NeuCoins on Tata brands + Domestic lounge access
5.0

Tata Neu Plus HDFC Bank Credit Card

Joining Fee
Rs. ₹499 + GST + GST
Annual Fee
Rs. ₹499 + GST + GST
Best Credit Cards for grocery benefits
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