Swiggy HDFC Bank Credit Card

HDFC Bank

Swiggy HDFC Bank Credit Card

Card Type
Cashback

Best Suited For

Joining Fee
₹500 + GST

Annual Fee
₹500 + GST

Card Details

The Swiggy HDFC Bank Credit Card is tailored for food enthusiasts and online shoppers. Offering substantial cashback on Swiggy app transactions and a variety of online spends, it combines everyday savings with exclusive perks like a complimentary Swiggy One membership.

Available Networks: Mastercard

Reward Details

10% Cashback on Swiggy app transactions (Food ordering, Instamart, Dineout, Genie) up to ₹1,500 per billing cycle.
5% Cashback on online spends across select categories up to ₹1,500 per billing cycle.
1% Cashback on other eligible spends up to ₹500 per billing cycle.

Best Suited For

You will get high Cashback as compared to other credit cards

Earn up to 10% cashback on Swiggy app transactions, including food ordering, Instamart, Dineout, and Genie.

Milestone Details

Annual Fee Waiver on spending ₹2 lakh in the card anniversary year.

Reward Redemptions

Cashback is credited as a statement credit in the subsequent billing cycle.

Excluded Spend Categories

You wont get any Cashback for following spend types

Pros of Swiggy HDFC Bank Credit Card

😊

Up to ₹42,000 annual savings through cashback

😊

Exclusive Swiggy One membership benefits

😊

Mastercard World privileges including golf benefits

Cons of Swiggy HDFC Bank Credit Card

⚠️

No cashback on transactions below ₹100

⚠️

Excludes fuel, rent, EMI, and wallet load transactions from cashback

⚠️

No airport lounge access

Why We Like It

Ideal for frequent Swiggy users and online shoppers seeking substantial cashback and exclusive membership benefits.

Application Process

Apply online via Credofly: https://credofly.com/go/swiggy-hdfc. Complete the application form, submit necessary documents, and activate the card to enjoy benefits.