At Credofly, we know that choosing the best credit cards for your wallet can be tough since there are tons of options on the market. To simplify this process, our team has done the heavy lifting for you, compiling a current list of our top picks of the best credit cards available.
Our curated selection features cards with premium rewards, elevated cash-back offers, impressive welcome bonuses and more. Whether you’re new to the world of credit card rewards or a seasoned traveler who’s an expert at racking up points and miles, our comprehensive guide to the best credit cards is here to help.
Check out our hand-picked, top-tier options that cater to nearly every lifestyle and match your unique preferences.
Entry-Level Credit Cards
Earn unlimited cashback on Amazon & partner merchants. Lifetime free.
Amazon Pay ICICI Credit Card
Joining Fee
Rs. ₹0 + GST
Annual Fee
Rs. ₹0 + GST
Flat 5% cashback on online spends — auto-adjusted to your bill
Joining Fee
Rs. ₹999 + GST + GST
Annual Fee
Rs. ₹999 + GST + GST
Up to 10% NeuCoins on Tata brands + Lounge access
Tata Neu Infinity HDFC Bank Credit Card
Joining Fee
Rs. ₹1,499 + GST + GST
Annual Fee
Rs. ₹1,499 + GST + GST
The premium lifestyle card
American Express Membership Rewards Credit Card
Joining Fee
Rs. 1000 + GST
Annual Fee
Rs. 1500 + GST
Joining Fee
Rs. 500 + GST
Annual Fee
Rs. 500 + GST
Premium Credit Cards
Basic Lifetime Free Credit Card
IDFC First Wealth Credit Card
Joining Fee
Rs. 0 + GST
Annual Fee
Rs. 0 + GST
Best Flight & Hotel Booking Card
Axis Bank Vistara Infinite Credit Card
Joining Fee
Rs. 5000 + GST
Annual Fee
Rs. 5000 + GST
The premium lifestyle card
American Express Gold Charge Card
Joining Fee
Rs. 4500 + GST
Annual Fee
Rs. 4500 + GST
Joining Fee
Rs. + GST
Annual Fee
Rs. + GST
Super Premium Credit Cards
Experience Luxury, Elevate Your Lifestyle with HDFC Infinia.
HDFC Bank Infinia Credit Card Metal Edition
Joining Fee
Rs. 12500 + GST
Annual Fee
Rs. 12500 + GST
Standard Chartered Ultimate Credit Card
Joining Fee
Rs. 0 + GST
Annual Fee
Rs. 0 + GST
