HDFC GyFTR Platform

By /


HDFC GyFTR is a platform by HDFC Bank in collaboration with Vouchagram India Private Limited (GyFTR), aimed at rewarding HDFC Bank credit card users with gift vouchers from a wide array of brands. It’s particularly useful for redeeming rewards, utilizing promotional offers, or directly purchasing vouchers with additional benefits like cashback or reward points. Here’s an overview:

Key Features:

  • Voucher Catalog:
    • Offers digital gift vouchers from over 200+ brands across categories like fashion, dining, travel, electronics, entertainment, health & wellness, and more.
  • Instant Delivery:
    • Vouchers are delivered instantly via SMS or email upon purchase, making it convenient for last-minute gifts or immediate use.
  • Rewards and Cashback:
    • Reward Points: When purchasing vouchers with eligible HDFC credit cards, you can earn reward points, sometimes at an accelerated rate (e.g., 5X or 10X points on specific cards).
    • Cashback: Certain cards or promotions allow for cashback on voucher purchases.
  • Special Discounts:
    • HDFC GyFTR often provides additional discounts on top of the voucher value, effectively giving you more for your money.
  • Promotional Campaigns:
    • There are periodic campaigns where HDFC Bank offers vouchers as rewards for hitting spending milestones or during specific promotions.

How It Works:

  • Access: HDFC GyFTR can be accessed through:
    • The HDFC Bank website under the rewards or offers section.
    • Directly through the GyFTR website or app, where you log in using your HDFC account details.
  • Purchasing Vouchers:
    • Browse or search for the brand you’re interested in.
    • Select the voucher type and value, then proceed to checkout.
    • Use your HDFC credit card for payment, ensuring you’re logged in to get any applicable rewards or discounts.
  • Redemption:
    • After purchase, you’ll receive the voucher details through email or SMS.
    • Redeem the voucher at the respective brand’s online or offline stores by presenting the voucher code or showing the SMS/email.

Benefits by Card Type:

  • Premium Cards like Infinia or Diners Club Black might offer higher rewards or special vouchers as part of welcome or milestone benefits.
  • Mid-tier Cards like Regalia or Millennia could provide cashback or standard reward points on purchases.
  • Business Cards in the Biz series often have unique offers, especially on business-related vouchers.

Considerations:

  • Validity: Vouchers have expiration dates, so be mindful of when you can use them.
  • Merchant Acceptance: Ensure the merchant accepts the voucher format (digital) and that there are no additional terms for redemption.
  • Promotions: The value and type of vouchers can change based on ongoing promotions or seasonal offers.
  • Transaction Limits: There might be limits on how many vouchers you can buy in a single transaction or period.

Maximizing HDFC GyFTR:

  • Check Regularly: Offers and available vouchers can change, so periodic checks can uncover new or better deals.
  • Align with Spending: If you or your business regularly use certain brands, buying their vouchers through GyFTR can offer additional value through rewards or discounts.
  • Gift Strategy: It’s a great way to give thoughtful, personalized gifts without the hassle of physical items, especially for occasions or corporate gifting.
  • Combine with SmartBuy: For some transactions, using SmartBuy to purchase vouchers might yield even higher rewards or cashback.


General Voucher Redemption Process:

The voucher redemption process can vary slightly depending on the specific voucher, the brand issuing it, and whether it’s for online or in-store use. However, here’s a general guide on how to redeem vouchers, particularly in the context of HDFC GyFTR or similar platforms:

For Online Redemption:

  1. Receive Voucher Details:
    • After purchasing or receiving a voucher, you’ll get an email or SMS with details like the voucher code, validity, and terms of use.
  2. Visit the Brand’s Website/App:
    • Go to the website or open the app of the brand whose voucher you’re using.
  3. Select Items or Services:
    • Add the products or services you want to purchase to your cart.
  4. Proceed to Checkout:
    • At checkout, look for an option to enter a voucher or promo code. This might be labeled as “Gift Card”, “Voucher Code”, “Promo Code”, etc.
  5. Enter Voucher Code:
    • Input the voucher code exactly as provided. Be careful with case sensitivity or spaces if applicable.
  6. Apply Voucher:
    • Click on “Apply” or a similar button to deduct the voucher amount from your total.
  7. Complete Payment:
    • If there’s a remaining balance after applying the voucher, you’ll need to pay this amount using your preferred payment method.
  8. Confirmation:
    • You should receive a confirmation of your order with the voucher discount applied.

For In-Store Redemption:

  1. Show Voucher Details:
    • Bring your voucher code or show the SMS/email on your mobile device to the cashier at the time of purchase.
  2. Inform Before Billing:
    • It’s crucial to inform the cashier that you intend to use a voucher before they start billing your items. Some stores might require you to present the voucher at the beginning of the transaction.
  3. Redeem Voucher:
    • The cashier will enter the voucher code into their system. If it’s a printed voucher, they might take it or scan it.
  4. Adjust Bill:
    • The amount of the voucher will be deducted from your total bill.
  5. Pay Remaining Balance:
    • Pay any remaining balance with cash, card, or another payment method.
  6. Keep Proof:
    • Sometimes, it’s good to keep a record of the transaction or get the voucher code back if it’s reusable until its value is fully utilized.

Specific Considerations:

  • Validity: Always check the expiry date of the voucher. Expired vouchers typically cannot be redeemed.
  • Terms and Conditions:
    • Some vouchers might have restrictions on what can be purchased (e.g., not valid on sale items, specific products, or in combination with other offers).
    • There might be a minimum purchase amount required.
  • Partial Use: If your voucher value exceeds your purchase amount, check if the remaining value can be used later or if it’s one-time use only.
  • Online vs. Offline: Ensure your voucher is valid for the type of store you’re using it in. Some might be online-only or in-store-only.
  • Digital vs. Physical: Digital vouchers require you to have the code readily available, while physical vouchers might need to be handed over.
  • Customer Support: If you encounter issues, the brand’s customer support or the platform where you got the voucher (like HDFC GyFTR) can often assist with redemption problems.

Tips for Smooth Redemption:

  • Check Instructions: Read any accompanying instructions or terms provided with the voucher.
  • Plan Your Purchase: If you know you’re going to use a voucher, plan your purchase to match or exceed the voucher value if possible.
  • Be Prepared: Have your voucher details accessible, whether it’s on your phone or in print.

Remember, the exact process might slightly vary, so it’s always wise to read specific redemption instructions that come with your voucher.

HDFC GyFTR enhances the utility of HDFC credit cards by providing an avenue for rewards, savings, and gifting, making it a valuable tool for cardholders looking to get more from their card usage.

Home
Select
Read
Pocket
Club
Scroll to Top