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Best Bill Payments Credit Cards of September 2026



High cashback on Airtel bills, utilities and selected food and entertainment partners.
5.0

Axis Bank Airtel Credit Card

Joining Fee
Rs. ₹500 + GST + GST
Annual Fee
Rs. ₹500 + GST + GST
The premium lifestyle card
5.0

American Express Gold Charge Card

Joining Fee
Rs. 4500 + GST
Annual Fee
Rs. 4500 + GST
Milestone-heavy travel rewards card with Membership Rewards, Taj benefits and domestic lounge access.
4.5

American Express Platinum Travel Credit Card

Joining Fee
Rs. ₹5,000 + GST + GST
Annual Fee
Rs. ₹5,000 + GST + GST
Utility-focused cashback card with 5% cashback on eligible Google Pay bills and 4% on selected lifestyle merchants.
5.0

Axis Bank ACE Credit Card

Joining Fee
Rs. ₹499 + GST + GST
Annual Fee
Rs. ₹499 + GST + GST
Your lifetime-free gateway to Visa Signature lifestyle and rewards.
5.0

Canara Bank Visa Signature Credit Card

Joining Fee
Rs. ₹0 + GST + GST
Annual Fee
Rs. ₹0 + GST + GST
HDFC Bank's flagship metal card for high spenders seeking premium travel and high-value reward redemptions.
5.0

HDFC Bank Infinia Credit Card Metal Edition

Joining Fee
Rs. ₹12,500 + GST + GST
Annual Fee
Rs. ₹12,500 + GST + GST
Premium travel and rewards for qualified HSBC Premier customers
5.0

HSBC Premier MasterCard Credit Card

Joining Fee
Rs. ₹12,000 + GST + GST
Annual Fee
Rs. ₹20,000 + GST + GST

HSBC RuPay Cashback Credit Card

Joining Fee
Rs. Rs 499 + GST + GST
Annual Fee
Rs. Rs 499 + GST + GST

HSBC RuPay Platinum Credit Card

Joining Fee
Rs. Rs 0 + GST + GST
Annual Fee
Rs. Rs 0 + GST + GST
Lifetime-free rewards and travel card with low forex markup, domestic lounge access and up to 10X Reward Points.

IDFC First Select Credit Card

Joining Fee
Rs. ₹0 + GST
Annual Fee
Rs. ₹0 + GST
Simple, smart, and rewarding — cashback on every swipe.
2.0

Standard Chartered Smart Credit Card

Joining Fee
Rs. ₹499 + GST + GST
Annual Fee
Rs. ₹499 + GST + GST
Affordable Tata ecosystem and RuPay UPI rewards card with NeuCoins on everyday spending.
5.0

Tata Neu Plus HDFC Bank Credit Card

Joining Fee
Rs. ₹499 + GST + GST
Annual Fee
Rs. ₹499 + GST + GST