Canara Bank
Canara Bank Visa Signature Credit Card
Rewards and No Annual Fee
₹0 + GST
₹0 + GST
Card Details
The Canara Bank Visa Signature Credit Card is a lifetime-free, no-frills rewards card offered by a leading public sector bank. It brings a premium Visa Signature experience to the mid-income segment, with a decent reward structure, lifestyle privileges, and no annual or joining fee.
Available Networks: VisaReward Details
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Earn 2 reward points per ₹100 on all eligible spends
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Points can be redeemed for gift vouchers, merchandise, or statement credit
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1 reward point = ~₹0.25 (varies based on redemption)
Best Suited For
You will get high Reward Points as compared to other credit cards
2 reward points per ₹100 spent on all purchases. Accelerated rewards on select categories through Visa Signature offers.
Milestone Details
None
Reward Redemptions
Reward points can be redeemed for shopping vouchers, products, or statement credit via Canara Rewardz portal.
Excluded Spend Categories
You wont get any Reward Points for following spend types
Pros of Canara Bank Visa Signature Credit Card
Lifetime free — ₹0 joining and annual fee
Visa Signature lifestyle, travel, and dining perks
2 reward points per ₹100 on all spends
Cons of Canara Bank Visa Signature Credit Card
No welcome or milestone benefits
The redemption portal is not as intuitive as private banks
Only offline branch-based application for most users
Why We Like It
It’s one of the few lifetime-free Visa Signature cards with a clean rewards structure and premium Visa privileges, all from a trusted PSU bank.
Application Process
👉 Apply at the nearest Canara Bank branch or check availability via Canara Bank portal
👉 Submit form, PAN, Aadhaar, and income proof
👉 Approval in 7–10 working days
Card Eligibility
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Age: 21–60 years
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Stable income source (salaried/self-employed)
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Indian resident with good credit score
Conclusion
The Canara Bank Visa Signature Card quietly delivers where it matters: no fees, simple rewards, and premium lifestyle perks via Visa. For users who prefer PSU banks or want a solid backup card with zero cost, this one’s a no-brainer.