Our Editorial Promise
Effective Date: July 2025
At Credofly, we are committed to providing trustworthy, accurate, and unbiased information to help you make smarter credit card decisions. Our editorial standards are guided by one principle: put the user first.
1. 100% Independent Reviews
We never let advertisers or affiliate partners influence our reviews or rankings. Every card we cover — whether good or bad — is evaluated based on merit, features, and user value.
Our Deck and Top Picks are curated with real users in mind, not commission payouts.
2. Fact-Checked & Updated
All card information, reward rates, fees, and features are thoroughly fact-checked before publishing. We routinely update our content to reflect changes from banks or regulatory bodies like RBI.
If we ever miss something, we encourage users to flag it. Accuracy is a shared responsibility.
3. Real User Insights
We don’t just rely on press releases or bank brochures. Our content is shaped by user feedback from the Credofly Circle (Telegram), DMs, tweets, and real-life card usage.
We highlight user hacks, waiver success stories, offer redemptions — and credit the community where due.
4. Transparent Affiliate Policy
If we earn through a card application, we disclose it clearly. Affiliate relationships do not affect our editorial judgment, ranking methodology, or content tone.
Read our full Advertising Policy →
5. Community-First. Always.
We’re not here to push products. We’re here to build trust. Our content is designed to help you avoid mistakes, save money, and unlock benefits — whether you’re a newbie or credit card pro.
If you ever spot a bias, flaw, or missing piece — tell us. We listen.
6. Meet the Team
Credofly is built by a small team of product designers, UX researchers, credit card nerds, and financial writers. Every word published reflects our shared mission of simplifying credit cards for Indians.
7. Reach Out
- Email: hello@credofly.com
- Twitter: @credofly
- Telegram: @credofly
Credofly – India’s Most Trusted Credit Card Companion 💙