RBL World Safari Credit Card

It’s a travel-focused credit card from RBL Bank designed for frequent travelers, offering a 0% foreign currency markup fee (a standout feature), travel points, lounge access, and complimentary travel insurance.

The joining and annual membership fee is INR 3,000 + GST. There’s no spend-based waiver mentioned, but some users report negotiating retention offers (like fee reductions) upon renewal by threatening cancellation.

You get a MakeMyTrip voucher worth INR 3,000 as a welcome gift, sent via SMS or email after paying the joining fee and using the card at least once within 30 days of issuance.

Most credit cards charge 1.75%–3.5% on foreign currency transactions as a markup fee. The RBL World Safari Credit Card charges 0%, meaning you only pay the base exchange rate (set by Visa/Mastercard) without extra costs. For example, spending $100 at INR 83/USD would cost INR 8,300, saving you INR 145–290 compared to cards with typical markup fees.

• 2 travel points per INR 100 spent on all transactions (0.5% value, as 1 point = INR 0.25).
• 5 travel points per INR 100 spent on travel-related expenses (1.25% value).
• No points on international purchases despite the 0% markup (a downside for some).
  Points are credited within 45 days of the transaction settlement.

• Spend INR 2.5 lakh in a year: 10,000 bonus travel points (INR 2,500 value).
• Spend INR 5 lakh in a year: 15,000 bonus travel points (INR 3,750 value).
• Spend INR 7.5 lakh in a year: Gift voucher worth INR 10,000 (from brands like Taj Experiences, Amazon, MakeMyTrip, etc.).
  Bonus points and vouchers are credited/mailed within 45 days of hitting the milestone.

• Domestic: 2 complimentary visits per quarter at major Indian airports.
• International: 2 complimentary visits per year via Priority Pass (over 1,400 lounges worldwide).
• Extra international visit: Spend INR 50,000 in a quarter for 1 additional visit (via Lounge Key voucher).
  Beyond free visits, additional lounge access costs up to $35 per visit.

It’s complimentary and includes coverage for personal liability, trip delays, baggage loss, passport loss, and dental treatment. Exact limits (e.g., $50,000 coverage mentioned by some users) vary, so check the policy details with RBL Bank.

Yes, a 1% waiver on transactions between INR 500 and INR 4,000 at any fuel station in India, capped at INR 250 per month.

• Interest rate: 3.99% per month (47.88% annually).
• Cash advance fee: 2.5% of the amount (minimum INR 500).
• Late payment fees: Vary by outstanding balance (check RBL’s fee schedule for specifics).

• Age: 21–65 years.
• Income: Stable source (salaried or self-employed).
• Credit score: Good (typically 700+ recommended).
  Required documents: Identity proof (Aadhaar, PAN, etc.), address proof, and income proof.

• Online: Visit www.rblbank.com, go to the World Safari Credit Card page, click “Apply Now,” and fill in personal and financial details.
• Offline: Visit an RBL Bank branch with documents and submit a physical form.

• Reward rate (0.5%–1.25%) is modest compared to premium cards.
• No dining, entertainment, or airline loyalty program benefits.
• INR 99 + GST redemption fee can reduce point value.
• Customer service complaints (e.g., slow responses) are noted by some users on platforms like X.

It’s ideal for frequent international travelers who value the 0% markup fee and can hit milestone spends (e.g., INR 7.5 lakh/year for max benefits). For domestic-only users or low spenders, the INR 3,000 fee might not justify the rewards.