HDFC Bank
HDFC Bank Millennia Credit Card
Simple cashback card for popular online brands and everyday spending.
✓ SmartCheck VerifiedIssuer-source checked on 17 Sep 2026
Fees, rewards, access and eligibility reviewed against available issuer material.
MastercardEntry
- Annual fee
- ₹1,000
- Forex markup
- 3.5%
Credofly Verdict
Is this card a good fit?
What works well
- Straightforward 5% cashback at popular online merchants.
Consider before applying
- No complimentary airport lounge benefit.
Fees & Charges
What the card costs
- Joining fee
- ₹1,000
- Annual fee
- ₹1,000
- Forex markup
- 3.5%
- Annual-fee waiver spend
- ₹1 lakh
Eligibility & Application
Before you apply
- Application channel
- Online
Frequently Asked Questions
Answers before applying
What is the annual fee for HDFC Bank Millennia Credit Card?
The annual fee is ₹1,000.
What forex markup does this card charge?
The forex markup is 3.5%.
Does this card support UPI?
No. This card does not support UPI.
Is this card currently open for applications?
Applications are currently open.
