HDFC Bank
Tata Neu Plus HDFC Bank Credit Card
Cashback
₹499 + GST
₹499 + GST
Card Details
The Tata Neu Plus HDFC Bank Credit Card is tailored for customers who frequently shop within the Tata ecosystem. It offers substantial rewards in the form of NeuCoins, especially when used on the Tata Neu App and partner brands. With added benefits like domestic lounge access and fuel surcharge waiver, it provides value for everyday spending.
Available Networks: Rupay, VisaReward Details
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7% on Tata Neu App (NeuPass activated)
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2% on partner Tata brands
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1% on UPI & other eligible retail spends
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0.25% NeuCoins on non-Tata UPI
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No rewards on < ₹100, fuel, EMI, rent, wallet loads
Best Suited For
You will get high Cashback as compared to other credit cards
Earn up to 7% NeuCoins on Tata Neu App with NeuPass. 2% on Tata Brand spends. 1% on all other eligible retail + UPI spends.
Milestone Details
Annual fee waived on ₹1L spend in anniversary year.
Reward Redemptions
Redeem NeuCoins on Tata Neu App: BigBasket, Croma, Westside, Tata CLiQ, AirAsia, IHCL Hotels & more. 1 NeuCoin = ₹1. Valid for 1 year.
Excluded Spend Categories
You wont get any Cashback for following spend types
Pros of Tata Neu Plus HDFC Bank Credit Card
Up to 7% NeuCoins on Tata Neu App spends
4 domestic lounge visits yearly
NeuCoins = ₹1; direct redemption via Tata Neu App
Cons of Tata Neu Plus HDFC Bank Credit Card
No rewards on < ₹100 transactions
Fuel, rent, EMI, and wallet loads excluded from rewards
Full reward rate requires NeuPass activation
Why We Like It
Ideal for Tata brand enthusiasts and daily spenders, offering significant rewards and practical benefits.
Application Process
👉 Apply on Credofly
Submit KYC, income proof → get eKYC & approval in 2–3 days → activate via Tata Neu App.
Card Eligibility
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Salaried: ₹25,000/month net income
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Self-employed: ₹6L/year ITR
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Age 21–65
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NeuPass required for full benefits
Conclusion
The Tata Neu Plus HDFC Bank Credit Card is an excellent entry into the Tata Neu ecosystem. With up to 7% NeuCoins on app transactions and 2% at Tata brand partners, it delivers solid value for everyday shoppers. The inclusion of UPI rewards (up to 1%), 4 domestic airport lounge visits, and a generous annual fee waiver on just ₹1 lakh spend makes it one of the most practical co-branded credit cards under ₹500.
It does have a few limitations — notably, no rewards for sub-₹100 transactions and exclusions on fuel, rent, and wallet loads. But for those already using BigBasket, Westside, Croma, or Tata CLiQ regularly, this card practically pays for itself. When paired with the NeuPass membership, it becomes a no-brainer for loyal Tata users looking to earn and redeem seamlessly.
