HDFC Bank
Tata Neu Plus HDFC Bank Credit Card
Affordable Tata ecosystem and RuPay UPI rewards card with NeuCoins on everyday spending.
✓ SmartCheck VerifiedIssuer-source checked on 18 Sep 2026
This card has been manually reviewed against official issuer sources across fees, rewards, benefits, charges and application status.
RupayEntry
- Annual fee
- ₹499
- Rewards
- Earn 2% NeuCoins on eligible Tata-brand spends, 1% on eligible general…
- Forex markup
- 3.5%
Credofly Verdict
Is this card a good fit?
What works well
- Useful low-cost Tata ecosystem rewards.
Consider before applying
- Tata-brand earn rate is substantially lower than Tata Neu Infinity.
Rewards
How rewards work
- Reward currency
- NeuCoins
Base rewards
Earn 2% NeuCoins on eligible Tata-brand spends, 1% on eligible general spending and up to 1% on qualifying UPI payments.
Fees & Charges
What the card costs
- Joining fee
- ₹499
- Annual fee
- ₹499
- Forex markup
- 3.5%
- Annual-fee waiver spend
- ₹1 lakh
Eligibility & Application
Before you apply
Check eligibility ↗Frequently Asked Questions
Answers before applying
What is the annual fee for Tata Neu Plus HDFC Bank Credit Card?
The annual fee is ₹499.
What forex markup does this card charge?
The forex markup is 3.5%.
How does this card earn rewards?
Earn 2% NeuCoins on eligible Tata-brand spends, 1% on eligible general spending and up to 1% on qualifying UPI payments.
Does this card support UPI?
No. This card does not support UPI.
Is this card currently open for applications?
Applications are currently open.
