Welcome benefit
₹1,000Available.
HSBC Bank
HSBC TravelOne Credit Card
Instant airline and hotel transfers, with 2X rewards on travel and forex spends
VisaMastercardPremiumTravelRewards
Best forTravel
- Annual fee
- ₹4,999Waived at ₹8 lakh annual spend
- Base rewards
- 2 HSBC Reward Points / ₹100
- Forex markup
- 3.5%
- Lounge access
- Available
Credofly Verdict
Is this card a good fit?
Travel
What works well
- Travel
- Flight booking
- Hotel booking
Consider before applying
- Offline spends
Rewards
How rewards work
- Reward type
- Reward Points
- Reward currency
- HSBC Reward Points
- Base earn
- 2 HSBC Reward Points per ₹100
- Base reward rate
- 2%
- Point value
- ₹1.00 per point
- Expiry
- 3 years
Accelerated rewards
4 points on travel spends
Reward exclusions
FuelRentWallet LoadUtilitiesInsuranceEducationGovernment / TaxEMI TransactionsCash AdvanceUPIDigital Gold / JewelleryOnline Gaming
Benefits
Travel and lifestyle privileges
Domestic lounge access
Available.
International lounge access
Available.
Milestone benefits
Available.
Renewal benefits
Available.
Fees & Charges
What the card costs
- Joining fee
- ₹4,999
- Annual fee
- ₹4,999
- Forex markup
- 3.5%
- Annual-fee waiver spend
- ₹8 lakh
Annual-fee waiver
Fee waived on Rs 8 lakhs spend
Eligibility & Application
Before you apply
- Application channel
- Online Offline
- Minimum salaried income
- ₹10,000 / year
- Minimum self-employed income / ITR
- ₹1 lakh / year
- Age
- 21–65 years
Credofly Review
The detailed view
Good credit card
Frequently Asked Questions
Answers before applying
What is the annual fee for HSBC TravelOne Credit Card?
The annual fee is ₹4,999.
Can the annual fee be waived?
Yes. The annual fee can be waived on annual spending of ₹8 lakh.
What forex markup does this card charge?
The forex markup is 3.5%.
How does this card earn rewards?
4 points on travel spends
What is one reward point worth?
One reward point is worth ₹1.00.
Does this card include airport lounge access?
Domestic lounge access is included. International lounge access is included.
Does this card support UPI?
No. This card does not support UPI.
Is this card currently open for applications?
Applications are currently open.
