IndusInd Bank credit card

IndusInd Bank Tiger Credit Card

A lifetime-free credit card offering premium travel and lifestyle benefits.

VisaTravel, Rewards, and No Annual FeeReward Points

Apply now

Credofly overview

Is IndusInd Bank Tiger Credit Card right for you?

The IndusInd Bank Tiger Credit Card stands out as a lifetime-free offering packed with premium benefits. It’s tailored for individuals who travel frequently and enjoy lifestyle privileges, providing value through lounge access, golf games, movie tickets, and a rewarding points program.

Best forTravel

Annual feeNil

WaiverNot applicable, as the card is lifetime-free.

Forex markup1.5% + GST

Ideal for frequent travelers and lifestyle enthusiasts seeking lounge access, golf privileges, and entertainment benefits.

What it costs

Fees & charges

Joining feeNil

Annual feeNil

Annual fee waiverNot applicable, as the card is lifetime-free.

Forex markup1.5% + GST

Fuel surcharge1% waiver on transactions between ₹400 and ₹4,000.

Reward redemption feeNo redemption fee when redeeming points via IndusMoments or for airline miles.

Late payment fee₹100 - ₹950

Interest rate3.83% per month (46% per annum)

Cash advance2.5% of the amount withdrawn, subject to a minimum of ₹300 per transaction.

Earning & redeeming

Rewards, made clear

Earn up to 6 reward points per ₹100 spent based on annual spending milestones:
- ₹0–1 lakh: 1 RP/₹100
- ₹1–2.5 lakh: 2 RP/₹100
- ₹2.5–5 lakh: 4 RP/₹100
- Above ₹5 lakh: 6 RP/₹100
Reward points can be redeemed for:
- Merchandise via IndusMoments
- Airline miles (InterMiles, Club Vistara)
- Cash credit (max 5,000 points/month)
- Payments at select merchant portals

How you can redeem

Redeem points for merchandise, airline miles, cash credit, or payments at select merchants.
Note: Cash redemption capped at 5,000 points per calendar month.

Reward exclusions to know

EMI Transactions, Utilities, Insurance, Wallet, Rent, Education, Fuel, Government Spends, and Tax Payments

No reward points are accrued on transactions related to fuel, wallet reloads, insurance, utility payments, EMIs, education, and government services.

Beyond rewards

Benefits that matter

Welcome offer

Lifetime-free card with no joining fee. Complimentary Priority Pass membership for international lounge access.

Milestone benefits

Spend ₹25,000 in the previous statement month to avail one complimentary golf game or lesson in the current quarter.

Renewal benefits

Not applicable, as the card is lifetime-free with no annual renewal fee.

Card benefits

Travel:
- 8 complimentary domestic lounge accesses per year (2 per quarter).
- 2 complimentary international lounge accesses per year via Priority Pass.
- 1.5% discounted forex markup on international transactions.
Lifestyle:
- 4 complimentary golf games or lessons per year.
- 2 complimentary movie tickets per year (₹500 each) via BookMyShow.
Insurance:
- Personal air accident cover up to ₹25 lakh.
- Coverage for loss of travel tickets, baggage delay, missed connections, passport loss, and baggage loss.
Concierge Services:
- 24×7 assistance for travel bookings, event reservations, gift deliveries, and more.
Auto Assist:
- Roadside repair, emergency fuel supply, towing assistance, and more.

Lifestyle & travel

movie, lounge international, lounge domestic, golf benefits

Our independent take

Credofly review

The IndusInd Bank Tiger Credit Card offers a compelling package for those seeking premium benefits without the burden of annual fees. Its reward structure favors high spenders, and the added perks like lounge access, golf privileges, and concierge services enhance its appeal. However, the reward redemption cap for cash credit and exclusions on certain spend categories may be limiting for some users.

Bottom line

An excellent choice for frequent travelers and lifestyle enthusiasts looking for a lifetime-free credit card with substantial benefits. While the rewards program favors higher spenders, the array of perks makes it a valuable addition to one’s wallet.

Why we like it

Lifetime-free card with premium travel and lifestyle benefits.
Generous reward point structure for high spenders.
Comprehensive insurance and concierge services.

Strengths

Lifetime-free card with no joining or annual fees.
Comprehensive travel and lifestyle benefits including lounge access and golf privileges.
Robust concierge and insurance services.

Watch-outs

Reward points redemption for cash credit capped at 5,000 points per month.
No reward points on fuel, wallet, insurance, utilities, EMI, education, and government spends.
Complimentary golf benefit requires a minimum spend of ₹25,000 in the previous statement month.

Before you apply

Eligibility & application

Eligibility

Age: 21–65 years
Indian resident
Stable and verifiable source of income

How to apply

Apply online via: https://credofly.com/go/indusind-tiger

Your questions answered

FAQs

Is the IndusInd Bank Tiger Credit Card truly lifetime-free?

Yes, there are no joining or annual fees associated with this card.

What are the travel benefits of this card?

The card offers 8 complimentary domestic lounge accesses per year and 2 international lounge accesses via Priority Pass, along with a discounted forex markup of 1.5%.

Are there any lifestyle benefits?

Yes, cardholders receive 4 complimentary golf games or lessons per year and 2 complimentary movie tickets annually.

How does the rewards program work?

Reward points are earned based on annual spending milestones, with up to 6 points per ₹100 spent. Points can be redeemed for merchandise, airline miles, cash credit, or payments at select merchants.

Are there any exclusions on earning reward points?

Yes, no reward points are accrued on fuel, wallet, insurance, utilities, EMI, education, and government spends.

From cardholders

User reviews

4.0

No Title

03/07/2025

Anonymous