EARN Rs.750 for paying your credit card bills. See how –
Using HDFC Billpay is one of the most convenient methods to pay credit card bills.
1. You can get 1% cashback up to Rs 750 per month for paying your credit card bills using an HDFC Platinum Debit card.
2. Bills are settled same day even if you get confirmation after a few days. But try to pay at least 4-5 working days before the due date.
3. Redemption can be done in multiple of Rs 250. The same is deposited in the HDFC savings account in 3-4 days.
4. One-time enrollment is good enough. No need to type credit card details every time you need to pay. It takes 4-5 days for new card enrollment.
5. Prominent credit card issuers that can not be paid using HDFC bill pay are – IDFC First Bank, Yes Bank
6. HDFC credit cards are not supported on HDFC bill pay.
7. Credit cards that are supported on HDFC bill pay are – ICICI Bank, Axis Bank, American Express, Standard Chartered Bank, Citi Bank, Kotak Mahindra Bank, IndusInd Bank, HSBC Bank, State Bank of India, etc.
8. Variants of HDFC Platinum card – EasyShop Imperia Platinum Chip Debit Card, EasyShop Preferred Platinum Debit Card, Easyshop Classic Platinum Debit Card, Easyshop Platinum Debit Card
How to add/enroll your credit card to HDFC Billpay-
1. HDFC Netbanking > Login > Billpay
2. Now click on Add Biller
3. Select Credit Card
4. Now select your card provider’s name
5. Enter your credit card details and save. It takes 4-5 days for the new biller (card) activation
How to pay your credit card bill using HDFC Billpay after enrollment –
1. HDFC Netbanking > Login > Billpay
2. Select your credit card on the Billpay screen
3. Enter the amount you want to pay
4. Select your debit card from the drop-down menu
5. Click on pay
6. Enter OTP & Done!
How to redeem your 1% cashback –
1. HDFC Netbanking > Login > Cards
2. Click on Debit Card from the left navigation and then select Enquiry.
3. Next, click on Cashback Enquiry & Redemption
4. You will see your 1% rewards here.
5. You can redeem in multiples of Rs. 250.
A few IMPORTANT things to remember –
New credit card activation takes 4-5 days.
Select the DEBIT CARD option for payment to get 1%. If you select net banking by mistake you won’t get rewards.
Payment confirmation is not instant.
Payment acknowledgment comes in 1 to 5 days depending upon the credit card you are paying. RBL is almost instant while SCB takes 4-5 days.
Settlement date is the same as the payment date.
For safety, you can test with a small amount.
You can’t pay your HDFC cc bill.