Axis Bank
Axis Ace Credit Card
Utility-focused cashback card with 5% cashback on eligible Google Pay bills and 4% on selected lifestyle merchants.
✓ SmartCheck VerifiedIssuer-source checked on 18 Sep 2026
This card has been manually reviewed against official issuer sources across fees, rewards, benefits, charges and application status.
VisaEntry
- Annual fee
- ₹499
- Rewards
- Earn 5% cashback on qualifying Google Pay utility payments, 4% on…
- Forex markup
- 3.5%
Credofly Verdict
Is this card a good fit?
What works well
- Excellent cashback on eligible utility payments through Google Pay.
Consider before applying
- Utility acceleration depends on the qualifying Google Pay route.
Rewards
How rewards work
Base rewards
Earn 5% cashback on qualifying Google Pay utility payments, 4% on Swiggy, Zomato and Ola, and 1.5% on eligible other spending.
Fees & Charges
What the card costs
- Joining fee
- ₹499
- Annual fee
- ₹499
- Forex markup
- 3.5%
- Annual-fee waiver spend
- ₹2 lakh
Eligibility & Application
Before you apply
Check eligibility ↗Frequently Asked Questions
Answers before applying
What is the annual fee for Axis Ace Credit Card?
The annual fee is ₹499.
What forex markup does this card charge?
The forex markup is 3.5%.
How does this card earn rewards?
Earn 5% cashback on qualifying Google Pay utility payments, 4% on Swiggy, Zomato and Ola, and 1.5% on eligible other spending.
Does this card support UPI?
No. This card does not support UPI.
Is this card currently open for applications?
Applications are currently open.
