IDFC Bank credit card
IDFC First Select Credit Card
Enjoy premium lifestyle rewards with zero annual fees
Credofly overview
Is IDFC First Select Credit Card right for you?
Earn up to 10X reward points on select categories like dining, travel, and online shopping. Base reward rate starts at 3X points.
What it costs
Fees & charges
Earning & redeeming
Rewards, made clear
- 3X reward points on all spends (₹150 = 3 points)
- 10X reward points on spends above ₹20,000/month and on birthday spends
- 6X reward points on online spends (after ₹5,000 monthly threshold)
- 1 reward point = ₹0.25 (redeemable for statement credit, vouchers, etc.)
- No expiry on points
EMI Transactions, Insurance, Wallet, Rent, Education, Fuel, Government Spends, and Tax Payments
<p>No reward points are given on fuel spends, EMI transactions, rent payments, wallet loads, or insurance payments.</p>Beyond rewards
Benefits that matter
Welcome offer
Rs 500
Lifestyle & travel
movie, lounge railway, lounge international, lounge domestic
Our independent take
Credofly review
Why we like it
Coming Soon!
Strengths
- <p>Coming Soon!</p>
Watch-outs
Before you apply
Eligibility & application
From cardholders
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