IDFC Bank
IDFC First Wealth Credit Card
Lifetime-free premium card with low forex, lounge access and accelerated rewards.
✓ SmartCheck VerifiedIssuer-source checked on 17 Sep 2026
Fees, rewards, access and eligibility reviewed against available issuer material.
VisaPremium
- Annual fee
- No annual fee
- Forex markup
- 1.5%
Credofly Verdict
Is this card a good fit?
What works well
- Lifetime-free despite offering premium travel benefits.
Consider before applying
- Reward structure is more complicated than flat cashback cards.
Fees & Charges
What the card costs
- Joining fee
- ₹0
- Annual fee
- ₹0
- Forex markup
- 1.5%
Eligibility & Application
Before you apply
Check eligibility ↗Frequently Asked Questions
Answers before applying
What is the annual fee for IDFC First Wealth Credit Card?
This card has no annual fee.
What forex markup does this card charge?
The forex markup is 1.5%.
Does this card support UPI?
No. This card does not support UPI.
Is this card currently open for applications?
Applications are currently open.
