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Best Grocery Credit Cards of September 2026



High cashback on Airtel bills, utilities and selected food and entertainment partners.
5.0

Axis Bank Airtel Credit Card

Joining Fee
Rs. ₹500 + GST + GST
Annual Fee
Rs. ₹500 + GST + GST
The premium lifestyle card
5.0

American Express Gold Charge Card

Joining Fee
Rs. 4500 + GST
Annual Fee
Rs. 4500 + GST
Utility-focused cashback card with 5% cashback on eligible Google Pay bills and 4% on selected lifestyle merchants.
5.0

Axis Bank ACE Credit Card

Joining Fee
Rs. ₹499 + GST + GST
Annual Fee
Rs. ₹499 + GST + GST
5% cashback on eligible online spends with straightforward statement credit.
5.0

SBI Cashback Credit Card

Joining Fee
Rs. ₹999 + GST + GST
Annual Fee
Rs. ₹999 + GST + GST
A lifestyle cashback card combining 10% category cashback, lounge access and a low forex markup.
5.0

HSBC Live+ Credit Card

Joining Fee
Rs. ₹999 + GST + GST
Annual Fee
Rs. ₹999 + GST + GST

HSBC RuPay Cashback Credit Card

Joining Fee
Rs. Rs 499 + GST + GST
Annual Fee
Rs. Rs 499 + GST + GST

HSBC RuPay Platinum Credit Card

Joining Fee
Rs. Rs 0 + GST + GST
Annual Fee
Rs. Rs 0 + GST + GST
Lifetime-free rewards and travel card with low forex markup, domestic lounge access and up to 10X Reward Points.

IDFC First Select Credit Card

Joining Fee
Rs. ₹0 + GST
Annual Fee
Rs. ₹0 + GST
Low-fee online-shopping rewards card with accelerated rewards and annual online-spend milestones.
5.0

SBI SimplyCLICK Credit Card

Joining Fee
Rs. ₹499 + GST + GST
Annual Fee
Rs. ₹499 + GST + GST
Everyday rewards card with accelerated earning on groceries, dining, movies and departmental stores.

SBI SimplySAVE Credit Card

Joining Fee
Rs. ₹499 + GST + GST
Annual Fee
Rs. ₹499 + GST + GST
Simple, smart, and rewarding — cashback on every swipe.
2.0

Standard Chartered Smart Credit Card

Joining Fee
Rs. ₹499 + GST + GST
Annual Fee
Rs. ₹499 + GST + GST
High-cashback card for Swiggy users with 10% cashback on Swiggy and 5% across selected online categories.
5.0

Swiggy HDFC Bank Credit Card

Joining Fee
Rs. ₹500 + GST + GST
Annual Fee
Rs. ₹500 + GST + GST
High-return Tata ecosystem card for Tata Neu and partner-brand spending.
4.5

Tata Neu Infinity HDFC Bank Credit Card

Joining Fee
Rs. ₹1,499 + applicable taxes + GST
Annual Fee
Rs. ₹1,499 + applicable taxes + GST
Affordable Tata ecosystem and RuPay UPI rewards card with NeuCoins on everyday spending.
5.0

Tata Neu Plus HDFC Bank Credit Card

Joining Fee
Rs. ₹499 + GST + GST
Annual Fee
Rs. ₹499 + GST + GST