SBI credit card
SBI SimplyCLICK Credit Card
India’s most popular entry-level credit card for online shopping.
Credofly overview
Is SBI SimplyCLICK Credit Card right for you?
₹499 fee, ₹500 Amazon voucher, 10X rewards on Amazon, BookMyShow, and annual travel voucher. Perfect for online-first spenders.
Earn accelerated points for online spending and select partner brands like Amazon and BookMyShow.
What it costs
Fees & charges
Earning & redeeming
Rewards, made clear
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10X reward points on partner sites: Amazon, BookMyShow, UrbanClap (now Urban Company), Cleartrip, Lenskart, Netmeds
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5X reward points on all other online transactions
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1 reward point per ₹100 on offline spends
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1 Reward Point = ₹0.25 (when redeemed for gift vouchers)
How you can redeem
Redeem reward points via SBI Card website/mobile app for Amazon, Cleartrip, BigBasket, Flipkart and more gift vouchers.
1 RP = ₹0.25
EMI Transactions, Wallet, Rent, Education, Fuel, and Government Spends
<p>Fuel, rent, and wallet spends are excluded from reward earnings. Partner benefits apply only on direct brand spends.</p>Beyond rewards
Benefits that matter
Welcome offer
₹500 Amazon gift voucher on first spend within 30 days
Milestone benefits
Spend ₹1,00,000 annually to get ₹2,000 Cleartrip voucher
Renewal benefits
Annual fee waiver on ₹1,00,000 spend
Card benefits
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Accelerated rewards for top online brands
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₹500 Amazon voucher as welcome gift
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₹2,000 travel voucher every year (₹1L spend)
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Redeem for vouchers via SBI Rewards portal
Our independent take
Credofly review
The SBI SimplyCLICK Credit Card gives maximum value if your primary spending is on Amazon, food delivery, and online services. Strong value, simple redemption, and decent milestone perks.
✔️ Great for online shoppers
❌ Not ideal for offline or international usage
Why we like it
Excellent value on everyday online spending. Low fee, milestone reward, and top-brand partnerships make it a solid beginner card.
Strengths
- <p>10X rewards on major brands (Amazon, etc.)</p>
- <p>₹2,000 Cleartrip voucher on ₹1L spend</p>
- <p>₹500 Amazon welcome voucher</p>
Watch-outs
- <p>1 RP = ₹0.25, only for vouchers</p>
- <p>Partner brands only count via direct site</p>
- <p>No lounge access or travel perks</p>
Before you apply
Eligibility & application
Eligibility
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Age: 21–60
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Income: ₹20,000+/month
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CIBIL Score: 700+ preferred
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Citizenship: Indian Resident only
How to apply
Apply online in just 2 minutes:
👉 Click here to apply for SBI SimplyCLICK Credit Card
Submit your PAN, Aadhaar, and income proof. You’ll get instant approval if eligible. Physical card delivered in 5–7 days.
Your questions answered
FAQs
What is the welcome benefit?
₹500 Amazon gift voucher on your first transaction within 30 days.
Which websites give 10X rewards?
Amazon, BookMyShow, UrbanClap, Lenskart, Cleartrip, Netmeds.
Can I redeem points for cash?
No, redemption is for vouchers only.
What is the minimum income to apply?
At least ₹20,000 per month salary is recommended.
Does EMI spend get rewards?
No, EMI transactions do not earn reward points.
From cardholders
User reviews
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