Bank of India
SBI SimplySave Credit Card
Everyday rewards card with accelerated earning on groceries, dining, movies and departmental stores.
✓ SmartCheck VerifiedIssuer-source checked on 18 Sep 2026
This card has been manually reviewed against official issuer sources across fees, rewards, benefits, charges and application status.
MastercardEntry
- Annual fee
- ₹499
- Rewards
- Earn 10 Reward Points per ₹150 on dining, movies, grocery and…
Credofly Verdict
Is this card a good fit?
What works well
- Accelerated rewards cover common household categories.
Consider before applying
- General-spend earning is weak.
Rewards
How rewards work
Base rewards
Earn 10 Reward Points per ₹150 on dining, movies, grocery and departmental stores, and 1 Reward Point per ₹150 on eligible other transactions.
Fees & Charges
What the card costs
- Joining fee
- ₹499
- Annual fee
- ₹499
- Annual-fee waiver spend
- ₹1 lakh
Eligibility & Application
Before you apply
Check eligibility ↗Frequently Asked Questions
Answers before applying
What is the annual fee for SBI SimplySave Credit Card?
The annual fee is ₹499.
How does this card earn rewards?
Earn 10 Reward Points per ₹150 on dining, movies, grocery and departmental stores, and 1 Reward Point per ₹150 on eligible other transactions.
Does this card support UPI?
No. This card does not support UPI.
Is this card currently open for applications?
Applications are currently open.
