SBI
SBI SimplySAVE Credit Card
Rewards and First
₹499 + GST
₹499 + GST
Card Details
10X rewards on daily offline spends like groceries & movies. ₹499 fee with easy waiver. Best for non-online shoppers.
Available Networks: Mastercard, VisaReward Details
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10X reward points per ₹100 on Dining, Movies, Departmental Stores, and Grocery purchases (offline only)
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1 reward point per ₹100 on all other spends
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1 Reward Point = ₹0.25 (redeemable for gift vouchers)
Best Suited For
You will get high Reward Points as compared to other credit cards
Earn 10X points on essential offline categories like groceries, movies, dining, and department store spends.
Milestone Details
Spend ₹1,00,000 annually to get renewal fee waiver
Reward Redemptions
Reward points redeemable for vouchers (Amazon, Flipkart, BigBasket, etc.) via SBI Rewards platform.
1 RP = ₹0.25
Excluded Spend Categories
You wont get any Reward Points for following spend types
Pros of SBI SimplySAVE Credit Card
10X reward points on key offline categories
₹499 annual fee waived on ₹1L spend
Easy to understand, simple to use
Cons of SBI SimplySAVE Credit Card
No 10X rewards for online spends
Rewards capped by category scope
No lounge, travel, or partner brand benefits
Why We Like It
A rare card rewarding essential offline purchases. Ideal for users who shop locally or aren’t heavy on online payments.
Application Process
Apply online in just 2 minutes:
👉 Click here to apply for SBI SimplySAVE Credit Card
Submit your PAN, Aadhaar, and income details. If eligible, you’ll get instant approval. Card delivered within 5–7 working days.
Card Eligibility
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Age: 21–60
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Income: ₹18,000+/month
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CIBIL Score: 700+ preferred
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Nationality: Indian resident
Conclusion
👍 Great for grocery/dining/movie spenders
👎 Skip if you spend mostly online
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