Amazon Pay ICICI Credit Card
Earn unlimited cashback on Amazon & partner merchants. Lifetime free.
Network: Visa | Type: Cashback, No Annual Fee, and First | Reward: Cashback
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Fees & Charges
- Joining Fee: ₹0
- Annual Fee: ₹0
- Waiver: N/A
- Foreign Markup: 3.5%
- Fuel Surcharge: 1% waiver on all fuel spends
- Redemption Fee: ₹0
- Late Payment Fee: ₹100–₹750
- Interest Rate: 3.75% per month
- Cash Advance: 2.5% or ₹300 minimum
Credofly Review
The Amazon Pay ICICI Credit Card is a game-changer in the cashback category — and it’s completely free. For Amazon Prime members, the 5% cashback on all Amazon purchases is unmatched, with no monthly cap. Even non-Prime users get 3% — still better than most entry-level cards. Plus, 2% cashback at Amazon Pay partners like Swiggy and BookMyShow adds real-world value.
This card eliminates the usual pain points — no reward expiry, no tracking points, and no annual fees. The cashback is credited as Amazon Pay balance, usable across countless merchants and services.
Its design is ideal for modern users: simple, direct, and conversion-focused. There’s no milestone pressure, no redemption hurdles, and no fees to worry about.
Rewards & Earnings
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5% cashback on Amazon.in (Prime)
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3% cashback on Amazon.in (non-Prime)
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2% on Amazon Pay partner merchants
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1% on all other spends
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No cap, no expiry. Credited as Amazon Pay balance.
Cashback is auto-credited as Amazon Pay balance and redeemable across 100+ partner apps and services.
Benefits
- Welcome:
No welcome offer currently available
- Milestone:
None
- Renewal:
Lifetime free — no renewal fees
- Lifestyle:
Why We Like It
The card delivers true cashback value with no fees, no redemption steps, and instant credit to Amazon Pay. Ideal for loyal Amazon and everyday shoppers.
Pros & Cons
✅ Pros
5% cashback on Amazon.in (Prime users)
Lifetime free — no joining/annual fees
2% on Amazon Pay partners + 1% everywhere else
❌ Cons
No cashback on rent, education, or wallets
No lounge access or travel features
Only rewards Amazon/partner ecosystem
Eligibility & Application
Eligibility:
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Age: 18+
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Resident Indian
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Good CIBIL score (700+)
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Stable income
How to Apply:
Apply in 2 minutes via Credofly:
✅ Log in to your Amazon account
✅ Fill a short ICICI form
✅ Complete video KYC
✅ Get instant approval & digital card — physical card follows in 5–7 days
FAQs
Is it truly lifetime free?
Yes. ₹0 joining, ₹0 annual fee. Always.
How is cashback credited?
As Amazon Pay balance — usable for 100+ services.
What if I’m not a Prime member?
You still get 3% on Amazon.in + all other rewards.
Is there a cap on cashback?
No. You can earn unlimited cashback.
Is lounge access included?
No. This is a pure cashback card — no lifestyle perks.
User Reviews
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