Axis Bank credit card
Axis Bank MyZone Credit Card
A lifestyle credit card offering entertainment, dining, and shopping benefits at an affordable fee.
Credofly overview
Is Axis Bank MyZone Credit Card right for you?
The Axis Bank My Zone Credit Card is a lifestyle-centric card offering a plethora of benefits in entertainment, dining, and shopping. With its affordable fee structure and substantial perks, it’s an excellent choice for individuals looking to enhance their everyday experiences.
Ideal for individuals who frequently indulge in movies, dining out, online shopping, and streaming services.
What it costs
Fees & charges
Earning & redeeming
Rewards, made clear
-
Earn 4 EDGE Reward Points for every ₹200 spent.
-
Reward points can be redeemed for a variety of options including merchandise, vouchers, and more via the EDGE Rewards portal.
-
Note: Reward points are not accrued on transactions related to fuel, wallet reloads, insurance, utility payments, EMIs, education, and government services.
How you can redeem
Redeem EDGE Reward Points for a variety of options including merchandise, vouchers, and more via the EDGE Rewards portal.
EMI Transactions, Utilities, Insurance, Wallet, Rent, Education, Fuel, Government Spends, and Tax Payments
<p>No reward points are accrued on transactions related to fuel, wallet reloads, insurance, utility payments, EMIs, education, and government services.</p>Beyond rewards
Benefits that matter
Welcome offer
Complimentary annual SonyLiv Premium subscription worth ₹999 upon making the first transaction within 30 days of card issuance.
Milestone benefits
- Renewal benefit: Complimentary SonyLiv Premium subscription on spending ₹1.5 lakhs in an anniversary year.
Renewal benefits
Renewal benefit: Complimentary SonyLiv Premium subscription on spending ₹1.5 lakhs in an anniversary year.
Card benefits
-
Movies: Buy One Get One free on movie tickets via District Movies, up to ₹200 per month.
-
Dining: Up to 15% discount (max ₹500) once per month at partner restaurants via EazyDiner on a minimum bill of ₹2,500.
-
Swiggy: ₹120 off on orders of ₹500 or more, twice a month.
-
Shopping: ₹600 off on AJIO purchases of ₹2,000 or more.
-
Lounge Access: 1 complimentary domestic airport lounge access per quarter on spending ₹50,000 in the previous 3 months.
-
Fuel: 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000, up to ₹400 per month.
Lifestyle & travel
dining benefits, movie
Our independent take
Credofly review
The Axis Bank My Zone Credit Card stands out in the entry-level segment by offering a rich array of lifestyle benefits. From complimentary SonyLiv subscription to dining and shopping discounts, it caters to the modern consumer’s needs. While the reward points structure is modest, the card’s real value lies in its direct discounts and offers, making it a compelling choice for those who frequently engage in entertainment and dining activities.
The Axis Bank My Zone Credit Card is a well-rounded lifestyle card that delivers substantial value through its entertainment, dining, and shopping benefits. It’s particularly suited for young professionals and first-time credit card users seeking to enhance their lifestyle without incurring high costs. While it may not be the best choice for those focused solely on reward points, its array of direct discounts and offers make it a worthy addition to your wallet.
Why we like it
-
Offers a blend of lifestyle benefits including entertainment, dining, and shopping.
-
Affordable annual fee with substantial perks.
-
Ideal for young professionals and first-time credit card users.
Strengths
- <p>Complimentary SonyLiv subscription enhances entertainment value.</p>
- <p>Attractive discounts on Swiggy, Paytm Movies, and AJIO.</p>
- <p>Affordable annual fee with substantial lifestyle perks.</p>
Watch-outs
- <p>Reward points are not accrued on several transaction categories.</p>
- <p>Limited reward point redemption options.</p>
- <p>No international lounge access.</p>
Before you apply
Eligibility & application
Eligibility
-
Age: 18–70 years
-
Indian resident or NRI
-
Stable and verifiable source of income
How to apply
Apply online via: https://credofly.com/go/axis-myzone
Your questions answered
FAQs
What is the annual fee for Axis Bank My Zone Credit Card?
₹500 + GST
Is there a welcome benefit?
Yes, a complimentary annual SonyLiv Premium subscription worth ₹999 upon making the first transaction within 30 days of card issuance.
What are the movie benefits?
Buy One Get One free on movie tickets via Paytm Movies, up to ₹200 per month.
Are there dining discounts?
Yes, up to 15% discount (max ₹500) once per month at partner restaurants via EazyDiner on a minimum bill of ₹2,500.
Is there any fuel surcharge waiver?
Yes, 1% waiver on transactions between ₹400 and ₹4,000, up to ₹400 per month.
What is the reward point structure?
Earn 4 EDGE Reward Points for every ₹200 spent. Note: Reward points are not accrued on transactions related to fuel, wallet reloads, insurance, utility payments, EMIs, education, and government services.
How can I redeem my reward points?
Redeem EDGE Reward Points for a variety of options including merchandise, vouchers, and more via the EDGE Rewards portal.
From cardholders
User reviews
No Title
No Title
Did you find this page helpful?
Why Trust Credofly?
Verified Reviews
Every review is vetted for accuracy and transparency. We show what matters most to real users.
Credofly Score™
Our proprietary score rates cards on 50+ data points across 7 key categories to help you choose better.
SmartCheck™ Verified
Look for the SmartCheck badge — it means our editorial team has manually reviewed and verified the card.
No Hidden Bias
We may earn from affiliate links, but our rankings and reviews are always independent and honest.