ICICI Bank credit card
Amazon Pay ICICI Credit Card
Earn unlimited cashback on Amazon & partner merchants. Lifetime free.
Credofly overview
Is Amazon Pay ICICI Credit Card right for you?
Perfect cashback card for Amazon and partner apps. Lifetime free, unlimited rewards, and no redemption headaches.
Best for Amazon purchases (5% for Prime), 3% for non-Prime. 2% on Amazon Pay merchants. 1% everywhere else. Rewards as Amazon Pay balance.
What it costs
Fees & charges
Earning & redeeming
Rewards, made clear
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5% cashback on Amazon.in (Prime)
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3% cashback on Amazon.in (non-Prime)
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2% on Amazon Pay partner merchants
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1% on all other spends
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No cap, no expiry. Credited as Amazon Pay balance.
How you can redeem
Cashback is auto-credited as Amazon Pay balance and redeemable across 100+ partner apps and services.
EMI Transactions, Rent, Education, Fuel, and Government Spends
<p>Fuel earns surcharge waiver, but no cashback. Wallet loads, rent, government payments, and education likely excluded from rewards.</p>Beyond rewards
Benefits that matter
Welcome offer
No welcome offer currently available
Milestone benefits
None
Renewal benefits
Lifetime free — no renewal fees
Card benefits
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Guaranteed cashback on all spends
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No annual/joining fees — lifetime free
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Instant cashback credit to Amazon Pay wallet
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1% fuel surcharge waiver
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Accepted across Visa-enabled merchants worldwide
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Simple rewards, no tiers or limits
Our independent take
Credofly review
The Amazon Pay ICICI Credit Card is a game-changer in the cashback category — and it’s completely free. For Amazon Prime members, the 5% cashback on all Amazon purchases is unmatched, with no monthly cap. Even non-Prime users get 3% — still better than most entry-level cards. Plus, 2% cashback at Amazon Pay partners like Swiggy and BookMyShow adds real-world value.
This card eliminates the usual pain points — no reward expiry, no tracking points, and no annual fees. The cashback is credited as Amazon Pay balance, usable across countless merchants and services.
Its design is ideal for modern users: simple, direct, and conversion-focused. There’s no milestone pressure, no redemption hurdles, and no fees to worry about.
The Amazon Pay ICICI Credit Card is one of India’s most user-friendly and rewarding credit cards, especially if you shop frequently on Amazon. It offers unlimited cashback, requires no redemption effort, and comes with zero fees for life. Whether you’re new to credit or want a powerful no-maintenance cashback tool, this card delivers unmatched convenience and value. A must-have for every Indian household.
Why we like it
The card delivers true cashback value with no fees, no redemption steps, and instant credit to Amazon Pay. Ideal for loyal Amazon and everyday shoppers.
Strengths
- <p>5% cashback on Amazon.in (Prime users)</p>
- <p>Lifetime free — no joining/annual fees</p>
- <p>2% on Amazon Pay partners + 1% everywhere else</p>
Watch-outs
- <p>No cashback on rent, education, or wallets</p>
- <p>No lounge access or travel features</p>
- <p>Only rewards Amazon/partner ecosystem</p>
Before you apply
Eligibility & application
Eligibility
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Age: 18+
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Resident Indian
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Good CIBIL score (700+)
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Stable income
How to apply
Apply in 2 minutes via Credofly:
✅ Log in to your Amazon account
✅ Fill a short ICICI form
✅ Complete video KYC
✅ Get instant approval & digital card — physical card follows in 5–7 days
Your questions answered
FAQs
Is it truly lifetime free?
Yes. ₹0 joining, ₹0 annual fee. Always.
How is cashback credited?
As Amazon Pay balance — usable for 100+ services.
What if I’m not a Prime member?
You still get 3% on Amazon.in + all other rewards.
Is there a cap on cashback?
No. You can earn unlimited cashback.
Is lounge access included?
No. This is a pure cashback card — no lifestyle perks.
From cardholders
User reviews
No Title
Based on 25 responses
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