Amazon Pay ICICI Credit Card

Amazon Pay ICICI Credit Card

Earn unlimited cashback on Amazon & partner merchants. Lifetime free.

5.0

Network: Visa | Type: Cashback, No Annual Fee, and First | Reward: Cashback

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Amazon Pay ICICI Credit Card
Amazon Pay ICICI Credit Card
5.0

Fees & Charges

  • Joining Fee: ₹0
  • Annual Fee: ₹0
  • Waiver: N/A
  • Foreign Markup: 3.5%
  • Fuel Surcharge: 1% waiver on all fuel spends
  • Redemption Fee: ₹0
  • Late Payment Fee: ₹100–₹750
  • Interest Rate: 3.75% per month
  • Cash Advance: 2.5% or ₹300 minimum

Credofly Review

The Amazon Pay ICICI Credit Card is a game-changer in the cashback category — and it’s completely free. For Amazon Prime members, the 5% cashback on all Amazon purchases is unmatched, with no monthly cap. Even non-Prime users get 3% — still better than most entry-level cards. Plus, 2% cashback at Amazon Pay partners like Swiggy and BookMyShow adds real-world value.

This card eliminates the usual pain points — no reward expiry, no tracking points, and no annual fees. The cashback is credited as Amazon Pay balance, usable across countless merchants and services.

Its design is ideal for modern users: simple, direct, and conversion-focused. There’s no milestone pressure, no redemption hurdles, and no fees to worry about.

Rewards & Earnings

  • 5% cashback on Amazon.in (Prime)

  • 3% cashback on Amazon.in (non-Prime)

  • 2% on Amazon Pay partner merchants

  • 1% on all other spends

  • No cap, no expiry. Credited as Amazon Pay balance.

Redemption Options:

Cashback is auto-credited as Amazon Pay balance and redeemable across 100+ partner apps and services.

Benefits

  • Welcome:

    No welcome offer currently available

  • Milestone:

    None

  • Renewal:

    Lifetime free — no renewal fees

  • Lifestyle:

Why We Like It

The card delivers true cashback value with no fees, no redemption steps, and instant credit to Amazon Pay. Ideal for loyal Amazon and everyday shoppers.

Pros & Cons

✅ Pros

  • 5% cashback on Amazon.in (Prime users)

  • Lifetime free — no joining/annual fees

  • 2% on Amazon Pay partners + 1% everywhere else

❌ Cons

  • No cashback on rent, education, or wallets

  • No lounge access or travel features

  • Only rewards Amazon/partner ecosystem

Eligibility & Application

Eligibility:

  • Age: 18+

  • Resident Indian

  • Good CIBIL score (700+)

  • Stable income

How to Apply:

Apply in 2 minutes via Credofly:
✅ Log in to your Amazon account
✅ Fill a short ICICI form
✅ Complete video KYC
✅ Get instant approval & digital card — physical card follows in 5–7 days

FAQs

Is it truly lifetime free?

Yes. ₹0 joining, ₹0 annual fee. Always.

How is cashback credited?

As Amazon Pay balance — usable for 100+ services.

What if I’m not a Prime member?

You still get 3% on Amazon.in + all other rewards.

Is there a cap on cashback?

No. You can earn unlimited cashback.

Is lounge access included?

No. This is a pure cashback card — no lifestyle perks.

User Reviews

5.0
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06/28/2025

Credofly

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