ICICI Bank
Amazon Pay ICICI Credit Card
Cashback, No Annual Fee, and First
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Card Details
The Amazon Pay ICICI Credit Card is a lifetime free, co-branded cashback card designed for frequent Amazon users. Issued by ICICI Bank and powered by Visa, it provides guaranteed cashback on every spend — with boosted rewards for Prime members and Amazon Pay partner platforms.
Available Networks: VisaReward Details
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5% cashback on Amazon.in (Prime)
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3% cashback on Amazon.in (non-Prime)
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2% on Amazon Pay partner merchants
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1% on all other spends
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No cap, no expiry. Credited as Amazon Pay balance.
Best Suited For
You will get high Cashback as compared to other credit cards
Best for Amazon purchases (5% for Prime), 3% for non-Prime. 2% on Amazon Pay merchants. 1% everywhere else. Rewards as Amazon Pay balance.
Milestone Details
None
Reward Redemptions
Cashback is auto-credited as Amazon Pay balance and redeemable across 100+ partner apps and services.
Excluded Spend Categories
You wont get any Cashback for following spend types
Pros of Amazon Pay ICICI Credit Card
5% cashback on Amazon.in (Prime users)
Lifetime free — no joining/annual fees
2% on Amazon Pay partners + 1% everywhere else
Cons of Amazon Pay ICICI Credit Card
No cashback on rent, education, or wallets
No lounge access or travel features
Only rewards Amazon/partner ecosystem
Why We Like It
The card delivers true cashback value with no fees, no redemption steps, and instant credit to Amazon Pay. Ideal for loyal Amazon and everyday shoppers.
Application Process
Apply in 2 minutes via Credofly:
✅ Log in to your Amazon account
✅ Fill a short ICICI form
✅ Complete video KYC
✅ Get instant approval & digital card — physical card follows in 5–7 days
Card Eligibility
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Age: 18+
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Resident Indian
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Good CIBIL score (700+)
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Stable income
Conclusion
The Amazon Pay ICICI Credit Card is one of India’s most user-friendly and rewarding credit cards, especially if you shop frequently on Amazon. It offers unlimited cashback, requires no redemption effort, and comes with zero fees for life. Whether you’re new to credit or want a powerful no-maintenance cashback tool, this card delivers unmatched convenience and value. A must-have for every Indian household.
