At a glance
Should you consider this card?
Annual fee₹5,000 + GST
Joining fee₹5,000 + GST
Welcome benefit
₹5,000 flight voucher after ₹25,000 spend within the first 60 days; ₹2,000 hotel voucher on activation, subject to issuer terms.
Earning and using rewards
Rewards that matter
How you earn
Earn 7% Adani Reward Points on eligible Adani spends, 2% on international spends, and 1.5% on other eligible spends. Fuel, rent and other MITC-excluded categories do not earn the base rate.
Cost and conditions
Fees and charges
| Joining fee | ₹5,000 + GST |
|---|---|
| Annual fee | ₹5,000 + GST |
| Fuel surcharge | 1% fuel-surcharge waiver on eligible fuel transactions from ₹400 to ₹4,000. |
Annual fee waived on ₹6 lakh annual spend.
Travel, insurance and more
Benefits and privileges
Includes 16 domestic lounge accesses per year (4 per quarter), 2 international lounge accesses, premium lounge upgrades, up to 8 domestic porter services, parking benefits, Pranaam meet-and-greet services, and BookMyShow offers, subject to current issuer terms.
Fees, rewards, availability and eligibility can change. Verify the issuer’s current terms before applying. Record last verified: 2026-09-09. View issuer source ↗
